Clarity Northwest Wealth Management, LLC

Clarity Northwest provides fee‑only financial planning to individuals, couples, families, trusts, estates, and charitable organizations without imposing a minimum net worth requirement. The firm delivers advice on an hourly or project basis and does not provide ongoing portfolio management, custody of client assets, or implementation services as part of its standard engagement.

The firm’s investment advice is allocation‑focused and grounded in Modern Portfolio Theory, favoring broadly traded mutual funds and ETFs while reserving active managers for legacy or constrained situations. Risk assessment and plan robustness rely on client questionnaires and Monte Carlo simulations, and clients are expected to re-engage the adviser for periodic reviews rather than receive continuous, discretionary monitoring.

Distinctive features include a regular program of educational presentations and workshops for schools, employers, and the public offered as a separate fee‑based service—an offering that is less common among similar independent advisers. The practice operates primarily through virtual meetings, bills on an hourly (not percentage‑of‑AUM) basis, does not assume custody or proxy‑voting authority, and is led by a CFP certificant with a prior corporate product management background and service on a national fiduciary‑aligned industry board.