Clarity Investments + Planning LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$141,470,960
Clients
90
47% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
90
Very HighAverage account size
$1,571,900
About
The firm serves individuals, high-net-worth individuals, retirement and profit-sharing plans, and business entities, providing comprehensive financial planning, consulting, and discretionary investment management. It manages roughly $141 million for about 90 clients and offers financial planning engagements (fixed or hourly) with ongoing investment-management clients receiving one hour of complimentary planning annually.
Clarity’s investment approach is largely academic, emphasizing strategic asset allocation, diversification, and low costs, typically implemented through mutual funds and ETFs; equity allocations favor passive strategies while fixed income is managed within narrow maturity and credit bands. The firm generally avoids market timing, rebalances at least annually with attention to tax implications, and may recommend independent managers to actively manage substantial bond allocations.
Distinctive operational features include sole ownership while managing a mid-sized asset base and a stated minimum annual advisory fee of $4,000 (which the firm says can make service impractical for smaller portfolios but may be waived in certain circumstances). The firm commonly uses a single custody platform and receives institutional technology and trading support (software, block trading, duplicate reporting), discloses the related conflicts of interest, does not vote client proxies, and allows client-imposed restrictions such as socially responsible mandates when practicable.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Debt management
Retirement plans for business owners (SEP, solo 401k)
Passive / index investing
Fee options
Fixed fee for financial planning and consulting services generally ranging from $600 to $4,000
$0 - $500,000: 1.00% $500,001 - $1,000,000: 0.75% Above $1,000,000+: 0.50%
$300 per hour for financial planning and consulting services
Minimum fee: Minimum annual fee of $4,000 Fee-only: Financial planning fixed fees generally range from $600 to $4,000; hourly fee $300/hour; minimum $600 for first-time engagement
Main office location
Clarity Investments + Planning LLC
118 North Bedford Road, Suite 100
Mount Kisco NY 10549, United States
Number of offices
2
Most active in
Clarity Investments + Planning LLC has reported serving >5 clients in these states in the last 12 months.
Maryland · New Jersey · New York
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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