Clarity Financial Planners
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$132,478,489
Total clients
38
68% high-net worth
Total advisors
1
of 2 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
38
Average account size
$3,486,276
About
Clarity Financial Planners serves individual and high-net-worth clients, trusts, and businesses with comprehensive financial planning and discretionary portfolio management. The firm combines goal-based planning with ongoing portfolio oversight and reports, and it manages a concentrated pool of client assets relative to its client count.
Investment advice centers on evidence-based, low-turnover mutual funds and ETFs (including funds from Dimensional Fund Advisors and Vanguard), with portfolios structured by written Investment Policy Statements and model allocations. Clarity also employs laddered fixed-income solutions through discretionary third‑party managers when appropriate, emphasizes tax-aware implementation, and uses modern portfolio theory in its asset allocation process.
Compared with many peers, Clarity operates as a small advisory firm with a relatively concentrated client base and requires a formal minimum advisory engagement, while including comprehensive planning as part of its portfolio services. The firm requires clients to direct brokerage to a recommended custodian and does not vote proxies on clients’ behalf, practices that may differ from other similarly sized advisory firms.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
College savings (529s, UTMA, etc.)
Business sale tax planning
General estate planning guidance
Wealth management
Tax-loss harvesting
Fee options
$0 - $5,000,000: 1.00% $5,000,001 - $10,000,000: 0.80% $10,000,001 - $15,000,000: 0.60% $15,000,001+: 0.40%
Account minimum: $24,000 minimum annual fee Minimum fee: Minimum annual fee of $24,000 Fee-only: Fee-only advisor; no commissions or other forms of compensation received.
Main office location
Clarity Financial Planners
168 N. Meramec Avenue, Suite 150
Clayton MO 63105, United States
Number of offices
1
Most active in
Clarity Financial Planners has reported serving >5 clients in these states in the last 12 months.
Missouri · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")