Clarity Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$28,758,376
Total clients
52
37% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
52
Average account size
$553,046
About
Clarity Financial is a fee-only advisory firm serving individuals, families, and small businesses with comprehensive financial planning and investment advisory services, including retirement planning, estate planning, insurance review, tax coordination, debt management, and business retirement account advice. The firm operates as a solo practitioner and reported $23,053,315 in discretionary assets under management as of December 31, 2024.
The firm delivers tailored advice through written financial plans, ongoing wealth management engagements, or limited-scope hourly and review projects, and clients may grant either discretionary or non-discretionary trading authority. Investment recommendations generally emphasize no-load mutual funds, ETFs, government securities and bonds, and retirement-account work is handled under applicable fiduciary standards with coordination with clients’ tax professionals when appropriate.
A distinctive feature of the firm relative to many independent peers is that it does not rely on percentage-of-assets-under-management billing and instead engages clients under fixed-fee, review, and hourly arrangements; the firm also discloses it does not accept commissions, referral fees, or performance-based fees. The firm is a member of professional fee-only networks (including the Alliance of Comprehensive Planners and NAPFA) and its sole advisor holds CFP and Enrolled Agent credentials; the advisor also maintains a modest outside real-estate ownership activity.
Client services
Financial planning
Portfolio management
Tax preparation
Expertise
General retirement planning
General estate planning guidance
Debt management
Cash flow / budgeting
College savings (529s, UTMA, etc.)
Occupation focus
Founder/Business Owner
Fee options
Financial Review fixed fee of $1,200; Wealth Management Engagement fixed fee ranging from $4,000 to $40,000 initially
Hourly fee is $250 per hour, billed in 15-minute increments, negotiable depending on project
Minimum fee: Initial year fixed fee ranges between $4,000 - $40,000 for wealth management engagement; Financial Review fixed fee $1,200 Fee-only: Fee-only financial planning firm; fees are negotiable and based on individual circumstances
Main office location
Clarity Financial
555 East Green Meadows Rd., Suite 7
Columbia MO 65201, United States
Number of offices
1
Most active in
Clarity Financial has reported serving >5 clients in these states in the last 12 months.
Missouri · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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