Clarity Capital Advisors, LLC

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Client assets under management

$360,875,273

Clients

87% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Low

Average account size

$5,728,179

About

Clarity Capital Advisors advises individuals (including high‑net‑worth clients), trusts, corporations, and employer-sponsored retirement plans, delivering comprehensive wealth management and retirement plan consulting that combines investment management with financial planning services. The firm operates as a fee-only adviser and manages approximately $406 million for a concentrated client base supported by a two‑person advisory team.

The firm follows a long-term, low‑cost, highly diversified investment approach grounded in modern portfolio theory and academic research. Portfolios are implemented with passively structured funds and factor tilts (size, value, and profitability), use third‑party research (including Dimensional, Avantis, and Vanguard) and a proprietary scoring process for fund selection, and are reviewed and rebalanced at least quarterly.

What distinguishes Clarity Capital Advisors is its flat, fee‑only compensation model rather than charging advisory fees as a percentage of assets under management, a compensation choice that is uncommon among similar supported firms. Other notable features include a small advisory team overseeing substantial assets, explicit retirement plan consulting with ERISA fiduciary considerations, and an investment selection process that blends academic factor strategies with a proprietary fund acceptance framework.

Client services

Financial planning Portfolio management Pension consulting

Expertise

General retirement planning College savings (529s, UTMA, etc.) General tax planning Charitable giving & philanthropy Wealth management

Fee options

Fixed

Flat fee of $9,000 annually for Comprehensive Wealth Management; Retirement Plan Consulting fees on a flat fee basis up to $25,000 max plus possible per participant fees.

Other

Minimum fee: Flat annual fee of $9,000 for Comprehensive Wealth Management services, not to exceed 2% of assets under management, billed quarterly pro-rata in arrears. Fees may be negotiable. Fee-only: Flat fee basis for Comprehensive Wealth Management and Retirement Plan Consulting services; Retirement Plan Consulting fees up to $25,000 maximum, with possible additional per participant fee up to $100.

Main office location

Clarity Capital Advisors, LLC

9040 Town Center Parkway

Lakewood Ranch FL 34202, United States

Number of offices

Most active in

California · Florida · Nebraska · New York · Texas

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website (800) 345-4635

Advisors at this firm

Cheri F

CFP®, Series 63, Series 65

Lakewood Ranch, FL

Clarity Capital Advisors, LLC

Cheri Franklin is a CFP® professional with 16 years of industry experience, currently serving as an advisor at Clarity Capital Advisors, LLC since 2016. She holds Series 63 and Series 65 licenses and participates as a supervisory committee member for Eagle Community Credit Union in California. Clarity Capital Advisors provides comprehensive wealth management services to individuals, trusts, estates, employer retirement plans, and business entities. The firm utilizes a long-term, disciplined, low-cost, and diversified investment approach, emphasizing global equity allocations with tilt toward small-cap, value, and profitability factors, while operating on a flat-fee, fee-only structure without account minimums.

General retirement planning College savings (529s, UTMA, etc.) General tax planning Charitable giving & philanthropy Wealth management

Jay F

CFP®, CFA®

Lakewood Ranch, FL

Clarity Capital Advisors, LLC

Jay Franklin is a CFP® and CFA® with 14 years of industry experience. He has been with Clarity Capital Advisors, LLC since 2016, where he is one of two advisors. Clarity Capital Advisors serves individuals, trusts, estates, employer retirement plans, and business entities with comprehensive wealth management that integrates asset management, financial planning, and retirement-plan consulting. The firm follows a long-term, disciplined, low-cost, and highly diversified buy-and-hold investment approach based on modern portfolio theory, using mutual funds, ETFs, and select individual securities tailored to client circumstances.

General retirement planning College savings (529s, UTMA, etc.) General tax planning Charitable giving & philanthropy Wealth management

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