CL Wealth Management LLC

CL Wealth Management LLC is an SEC‑registered multi‑advisor firm that serves individuals (including high‑net‑worth clients), pension and profit‑sharing plans, trusts, estates, charitable organizations, and business entities. The firm offers portfolio advisory services (both discretionary and non‑discretionary), financial planning and consulting, referrals to third‑party money managers, and access to the Envestnet wealth management platform, and it provides client education through workshops and seminars.

CLW tailors investment strategies to each client’s objectives and risk tolerance using a combination of fundamental and technical analysis, custom model portfolios, and periodic monitoring and rebalancing. A substantial portion of client assets is managed on a non‑discretionary basis—approximately $421.5 million non‑discretionary versus $207.2 million discretionary—so many accounts require client approval before trades are executed.

The firm is notable for its complex affiliated structure: it is affiliated with a broker‑dealer and clearing relationships, has related insurance, accounting, and legal professionals, and has related entities that sponsor private placements—relationships the brochure identifies as potential sources of conflicts of interest and describes mitigation steps for. CLW also uses third‑party managers and custodial research/publications as part of its service platform and discloses solicitor/referral arrangements and the firm’s policies for addressing conflicts arising from dual registrations and affiliated services.