Ciro Capital LLC

Ciro Capital serves individuals (including high-net-worth clients), trusts, small businesses and employer retirement plans with comprehensive portfolio management, standalone financial planning, and retirement plan consulting. The firm provides discretionary and non‑discretionary investment management and may implement strategies using stocks, bonds, mutual funds, ETFs, alternatives and options, while also arranging financial plans and consulting engagements.

The firm’s investment process draws on fundamental, quantitative, qualitative and sector analysis and emphasizes ongoing monitoring and periodic rebalancing; comprehensive portfolio management engagements routinely involve the selection and oversight of third‑party money managers, with annual reviews of those managers. Retirement plan work can include participant education and investment policy development, and the firm documents client objectives and investment restrictions before implementing portfolios.

Ciro Capital’s brochure discloses that its representatives are licensed insurance agents and that the firm has an affiliated insurance agency, and that representatives also maintain broker/dealer registration and may receive customary commissions and occasional travel or educational reimbursements from product sponsors. These dual roles and compensation sources are acknowledged as potential conflicts in the firm’s disclosures and Code of Ethics, and the firm states these relationships when recommending insurance or broker‑dealer products and third‑party managers.