Circle R Wealth LLC

Circle R Wealth LLC is a very small independent advisory firm that provides portfolio management and ongoing financial planning and consulting to individuals and entities such as pension plans, trusts, and businesses. The firm reports approximately $1.33 million in client assets across a very small client base and offers tiered ongoing planning services (Basic, Family, Business) with regular meetings and check‑ins.

The firm offers asset management and states it may accept discretionary authority, but its December 31, 2025 filing shows all reported assets are managed on a non‑discretionary basis. Circle R uses model portfolios through Altruist LLC’s Model Marketplace and may refer clients to third‑party money managers, employing fundamental, technical, charting and cyclical analysis and quarterly account reviews.

Notable features relative to peers include a formal relationship with Altruist’s Model Marketplace and receipt of referral fees from third‑party managers, along with the principal’s outside businesses as an insurance producer and a business advisory service (each disclosed as occupying roughly 25% of his time), which are identified as potential conflicts of interest. The firm also requires use of Altruist custody and passes Model Marketplace fees through to clients, does not vote client proxies, and discloses procedures and fiduciary commitments intended to mitigate conflicts.