CIF Advisors Inc.
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$7,060,505
This total excludes 9 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
111
0% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
111
Very HighAverage account size
$63,608
About
CIF Advisors provides financial planning, discretionary portfolio management, pension consulting and related advisory services to individuals, businesses, corporations and retirement plans. As of December 31, 2025 the firm reported $8,790,859 in discretionary assets under management across roughly 111 client accounts.
The firm manages portfolios on a client‑specific, discretionary basis, employing both fundamental and technical analysis with a focus on long‑term growth and ongoing monitoring; recommended instruments include equities, fixed income, ETFs, mutual funds and cash equivalents. CIF Advisors also offers fixed or hourly financial planning and conducts fee‑only due diligence reviews of alternative investments that clients may consider outside the firm.
Notable disclosures in the brochure include an affiliation with Church Extension Investors Fund, Inc., for which the firm manages board‑designated endowment assets and may recommend Fund investments to eligible clients, a relationship the firm identifies as a potential conflict of interest. The firm’s client mix is concentrated among non‑high‑net‑worth individuals and operates with modest total AUM and no stated account minimum, a profile that differs from many supported peers that commonly serve HNW households.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Wealth management
Private / alternative investments
Fee options
Fixed fees ranging from $500 to $2,500 depending on service complexity
$0 - $1,000,000: 0.95% $1,000,001 - $5,000,000: 0.90% $5,000,000+: 0.85%
$150 to $300 per hour
Fee-only: Fixed fees ranging from $500 to $2,500; hourly fees ranging from $150 to $300 per hour
Main office location
CIF Advisors Inc.
900 University Ave., Suite 100
Sacramento CA 95825, United States
Number of offices
1
Most active in
CIF Advisors Inc. has reported serving >5 clients in these states in the last 12 months.
California
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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