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CHOICE Financial & Insurance Services, Inc.

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Total assets under management

$7,235,000

Total clients

38

0% high-net worth

Total advisors

1

of 1 employees

Firm size

Independent

1 advisor

Average clients per advisor

38

Average account size

$190,395

About

CHOICE Financial & Insurance Services, Inc. is a small independent registered investment adviser serving individuals and high‑net‑worth individuals with discretionary portfolio management, financial planning, and consulting services. The sole advisor manages roughly $7.2 million for about 38 client relationships and may implement strategies using third‑party platforms such as American Funds Service Company and Orion Portfolio Solutions.

The firm develops individualized investment programs based on clients’ goals, time horizons and risk tolerances, typically with discretionary trading authority, and uses fundamental and technical analysis with at least annual account reviews. Financial planning and consulting engagements are delivered after client consultation, with referrals to accountants or attorneys provided where appropriate and written plans generally completed within stated timelines.

Two features that distinguish the firm from many peers are its licensed insurance activities and its offering of public seminars and workshops, both of which are relatively uncommon among solo independent advisers; the seminars are described as educational and no specific investment or tax advice is given. The advisor also conducts other outside businesses (tax preparation, energy/healing and coaching practices) that occupy a portion of time and may generate separate compensation—most notably commissions on insurance sales—a conflict the firm discloses and says it manages through procedures and fiduciary obligations.

Client services

Financial planning Portfolio management Selection of other advisers Educational seminars or workshops

Expertise

College savings (529s, UTMA, etc.)

Fee options

Fixed

Fixed consulting fees up to $10,000; ongoing fixed fees up to $18,000 annually

Percentage

Up to 2.00% annually (negotiable)

Commissions

Insurance products sold by the owner as licensed insurance agent, separate from advisory fees

Project-based

$250 per hour for consulting services

Other

Fee-only: Financial planning and consulting services offered on hourly or fixed fee basis

Main office location

CHOICE Financial & Insurance Services, Inc.

633 S. Brea Blvd., #7

Brea CA 92821, United States

Number of offices

1

Most active in

California

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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