Cherrydale Wealth Management, LLC

Cherrydale Wealth Management provides comprehensive wealth management and portfolio management services to individuals and high-net-worth clients and families. Its services combine customized strategic asset allocation, implementation and ongoing monitoring of portfolios, and integrated financial planning that coordinates with outside specialists on matters such as taxes, trusts, insurance, and philanthropy.

The firm follows a goals-based, long-term, asset-class oriented approach that emphasizes diversified portfolios built primarily with ETFs and no-load institutional mutual funds and does not engage in subjective market forecasting. CWM uses public and third‑party research — including the Dimensional Fund Advisors returns program and academic resources — and manages client accounts on a discretionary basis while sometimes recommending independent managers for portions of portfolios.

Compared with peers, the firm’s approximately $495 million in regulatory assets under management yields an unusually large assets‑per‑advisor ratio for its support category. It also employs margin borrowings in client accounts and includes margin in its billing calculations — a practice that is relatively uncommon among similar firms and that introduces additional operational and market risks, such as potential margin calls.