Cherry Creek Financial Advisors, Inc.

Cherry Creek Financial Advisors is a fee-only independent registered investment adviser that provides portfolio management and financial planning primarily to individual and high-net-worth clients, as well as retirement plans, foundations, and other institutions. Per its brochure, the firm manages roughly $24.2 million across 154 accounts and derives the vast majority of its business from ongoing investment account supervisory services and financial planning.

The firm emphasizes an asset-allocation driven investment process, typically implementing customized target allocations with exchange-traded funds and institutional no-load mutual funds while generally avoiding margin, short-selling, and option-writing. It generally operates with discretionary authority, follows a multi-step wealth management process that produces a written investment policy, and conducts quarterly reviews with annual client meetings to update goals and allocations.

Noteworthy aspects include a formal offering of hourly financial consultations separate from its managed-account business, a stated policy of not voting client proxies (clients retain proxy voting responsibility), and an explicit independence from broker-dealer or insurance affiliations. The brochure also notes that, following the late-2023 transfer of TD Ameritrade accounts to Charles Schwab, the firm now recommends—but does not require—Schwab for custody, and that the firm’s principals directly perform regular portfolio reviews.