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Check Capital Management Inc

Updated today

Client assets under management

$2,226,627,976

Clients

1,192

100% high-net worth

Advisors

9

of 12 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

132

Very High

Average account size

$1,867,976

About

Check Capital Management provides discretionary portfolio management, financial planning and retirement cash‑flow planning for individuals, high‑net‑worth clients, retirement plans and corporate clients, and serves as investment adviser to the Blue Chip Investor Fund. Its managed accounts invest primarily in stocks, corporate and municipal bonds, and stock options, and the firm can place client assets in its mutual fund when appropriate.

The firm describes a long‑term, fundamentals‑based investment philosophy influenced by a "Warren Buffett style" approach, emphasizing margin of safety, proprietary research and multi‑year holding periods. Portfolios are offered across distinct programs — Quality Growth, Private (option‑based leverage), Berkshire Covered Call and flexFOLIO — and CCM uses a two‑bucket allocation framework to separate shorter‑ and longer‑term assets.

What is distinctive for a multi‑team adviser is that CCM both manages an SEC‑registered investment company (the Blue Chip Investor Fund) and provides portfolio management to that fund while disclosing side‑by‑side management procedures and trade rotation policies to address conflicts. The firm also offers an uncommon performance‑based fee option (10% of new appreciation with a high‑water‑mark) and limits its higher‑risk, option‑leveraged Private Program to qualified clients, reflecting a client base and fee arrangements oriented toward wealthier, sophisticated investors rather than mass‑market retail accounts.

Client services

Financial planning Portfolio management

Expertise

Options & derivatives strategies Active portfolio management Retirement income strategy Concentrated stock management

Fee options

Percentage

1% annually (charged quarterly at 0.25%)

Performance-based

10% of profits (New Appreciation), available only to qualified clients

Other

Account minimum: $500,000

Main office location

Check Capital Management Inc

575 Anton Blvd, Ste 500

Costa Mesa CA 92626-7685, United States

Number of offices

1

Most active in

Arizona · California · Connecticut · Florida · Georgia · Hawaii · Idaho · Illinois · Louisiana · Maryland · Michigan · Minnesota · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · Ohio · Oregon · Pennsylvania · Tennessee · Texas · Utah · Virginia · Washington

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Ryan K

Series 65

Costa Mesa, CA

Check Capital Management Inc

Ryan Kinney is a financial advisor at Check Capital Management Inc. with 11 years of industry experience. He holds the Series 65 designation and has been with Check Capital Management since 2013. Check Capital Management, Inc. manages assets for individuals, high-net-worth clients, retirement plans, corporations, and other entities, serving as investment adviser to the Blue Chip Investor Fund. The firm employs a fundamentals-based investment approach focused on intrinsic business value and longer holding periods, offering a range of program structures aligned with client objectives and risk tolerances.

Options & derivatives strategies Active portfolio management Retirement income strategy Concentrated stock management
user avatar

James W

Series 63

Costa Mesa, CA

Check Capital Management Inc

James Waite is a financial advisor at Check Capital Management Inc. with 28 years of industry experience. He has been with Check Capital Management since 2007 and has also worked at Charles Schwab & Co., Inc. since 1997. Waite holds a Series 63 designation. Check Capital Management, Inc. manages assets for individuals, high-net-worth clients, retirement plans, corporations, and other entities. The firm follows a fundamentals-based investment approach focused on intrinsic business value and a margin of safety, offering various program structures aligned with client objectives and risk tolerances.

Options & derivatives strategies Active portfolio management Retirement income strategy Concentrated stock management
user avatar

Robert H

Series 65

Costa Mesa, CA

Check Capital Management Inc

Robert Hill is a financial advisor at Check Capital Management Inc. in Costa Mesa, CA, holding a Series 65 designation with 16 years of industry experience. He has been with Check Capital Management since 2008. Check Capital Management serves individuals, high-net-worth clients, retirement plans, corporations, and other entities, managing assets through separately managed accounts, asset-allocation and retirement cash-flow planning, and discretionary portfolio management. The firm emphasizes a fundamentals-based investment approach focused on intrinsic business value and longer holding periods, and manages the Blue Chip Investor Fund.

Options & derivatives strategies Active portfolio management Retirement income strategy Concentrated stock management
user avatar

Christopher B

Series 66

Costa Mesa, CA

Check Capital Management Inc

Christopher Ballard is a financial advisor with Check Capital Management Inc. in Costa Mesa, CA, holding a Series 66 designation and 23 years of industry experience. He has been with Check Capital Management since 2012. Check Capital Management, Inc. manages assets for individuals, high-net-worth clients, retirement plans, corporations, and other entities, and serves as investment adviser to the Blue Chip Investor Fund. The firm employs a fundamentals-based, “Warren Buffett style” investment approach focused on intrinsic business value and margin of safety, offering various program structures tailored to client objectives and risk tolerances.

Options & derivatives strategies Active portfolio management Retirement income strategy Concentrated stock management
user avatar

Alan E

Series 63, Series 65

Costa Mesa, CA

Check Capital Management Inc

Alan Ebright is a financial advisor with Check Capital Management Inc. in Costa Mesa, CA, holding Series 63 and Series 65 licenses and having 12 years of industry experience. His prior experience includes roles at Hodges Capital Management, Inc. and Fisher Investments. Check Capital Management, Inc. manages assets for individuals, high-net-worth clients, retirement plans, corporations, and other entities, offering services such as separately managed accounts, asset allocation, retirement cash-flow planning, and discretionary portfolio management. The firm employs a fundamentals-based investment approach focused on intrinsic business value and margin of safety, with multiple program structures tailored to client objectives and risk tolerances, including management of the Blue Chip Investor Fund.

Options & derivatives strategies Active portfolio management Retirement income strategy Concentrated stock management
user avatar

Jonathan M

Series 63, Series 65

Bullhead City, AZ

Check Capital Management Inc

Jonathan Meeks is a financial advisor at Check Capital Management Inc. with 28 years of industry experience. He holds Series 63 and Series 65 licenses and has been with Check Capital Management since 2004. Check Capital Management serves individuals, high-net-worth clients, retirement plans, corporations, and other entities, managing assets through separately managed accounts, asset allocation, retirement cash-flow planning, and discretionary portfolio management. The firm employs a fundamentals-based investment approach focused on intrinsic business value and longer holding periods, and it manages the Blue Chip Investor Fund.

Options & derivatives strategies Active portfolio management Retirement income strategy Concentrated stock management
user avatar

Jeremy S

Series 65

Costa Mesa, CA

Check Capital Management Inc

Jeremy Saltzberg is a financial advisor at Check Capital Management Inc with 14 years of industry experience. He holds a Series 65 designation and has worked at Check Capital Management since 2016, following a brief tenure at Avondale Asset Management. The firm manages assets for individuals, high-net-worth clients, retirement plans, corporations, and other entities, offering services such as separately managed accounts, asset allocation, retirement cash-flow planning, and discretionary portfolio management. Check Capital Management follows a fundamentals-based investment approach focused on intrinsic business value and longer holding periods, and it manages the Blue Chip Investor Fund.

Options & derivatives strategies Active portfolio management Retirement income strategy Concentrated stock management
user avatar

John T

Series 63, Series 66

Boerne, TX

Check Capital Management Inc

John Thatcher is a financial advisor at Check Capital Management Inc. with 27 years of industry experience. He holds Series 63 and Series 66 designations and has worked at Charles Schwab and Charles Schwab Bank prior to joining Check Capital Management in 2017. Check Capital Management, Inc. manages assets for individuals, high-net-worth clients, retirement plans, corporations, and other entities, and serves as investment adviser to the Blue Chip Investor Fund. The firm employs a fundamentals-based investment approach focused on intrinsic business value and margin of safety, offering various program structures aligned with client objectives and risk tolerances.

Options & derivatives strategies Active portfolio management Retirement income strategy Concentrated stock management
user avatar

Steven C

Series 63, Series 65

Costa Mesa, CA

Check Capital Management Inc

Steven Check is a financial advisor at Check Capital Management Inc. with 34 years of industry experience. He has been with the firm since 1987 and holds Series 63 and Series 65 licenses. Check Capital Management, Inc. manages assets for individuals, high-net-worth clients, retirement plans, corporations, and other entities. The firm employs a fundamentals-based approach focused on intrinsic business value and longer holding periods, offering various investment programs including separately managed accounts and the Blue Chip Investor Fund.

Options & derivatives strategies Active portfolio management Retirement income strategy Concentrated stock management
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