Chatterton & Associates

Chatterton & Associates advises individuals (including high‑net‑worth clients) and pension/profit‑sharing plans, providing asset management (both discretionary and non‑discretionary), financial planning, and retirement plan advisory and consulting. The firm also offers separate tax preparation and bookkeeping services through an internal department and provides business advisory services distinct from its investment management offerings.

The firm follows a top‑down approach to evaluate global economies and sectors, implementing allocations across SEI asset‑allocation models, mutual funds, ETFs, and individual securities; participation in SEI models requires custody at SEI, which supplies reporting and periodic rebalancing. While discretionary management is available, a majority of the firm’s regulatory assets are advised on a non‑discretionary basis, and the firm generally does not engage in active short‑term trading.

Chatterton’s operating model includes broker‑dealer and insurance activities: advisors are registered representatives who may sell commissionable securities and insurance products and may receive production bonuses, and the firm conducts client newsletters and educational seminars. The firm’s combination of roughly $1.33 billion in AUM, about 1,542 clients across seven advisors (a high client load per advisor), in‑house tax and business units, and third‑party arrangements for custodial, trust review, and other services creates multiple cross‑business referral relationships and revenue streams that are less common among similar team firms.