Charter Oak Capital Management

Todd Cesca is a financial advisor with Charter Oak Capital Management in Portsmouth, NH, holding Series 63 and Series 65 licenses and bringing 25 years of industry experience. He has worked with Charter Oak Capital Management since 2002 and was previously with Purshe Kaplan Sterling Investments for 17 years. Outside of his advisory role, Cesca serves on several nonprofit boards, including as chair of the United Way of Southern Maine and the Maine Education Service Foundation, and coaches high school lacrosse. Charter Oak Capital Management provides fee-based investment management, financial planning, and retirement plan consulting to individuals, trusts, estates, corporations, and charitable organizations. The firm manages approximately $1.42 billion and employs a discretionary investment approach centered on individualized policy statements, with ETFs forming the core of most portfolios and a combination of fundamental, technical, and charting analysis.

Alicia Chiamulera is a CFP® and holds a Series 65 license with seven years of industry experience. She has worked at Charter Oak Capital Management since 2018 and previously held roles at O'Brien Wealth Partners LLC and Windhaven Investment Management, Inc. Charter Oak Capital Management provides fee-based investment management, financial planning, and retirement plan consulting to individuals, trusts, estates, corporations, and charitable organizations. The firm manages approximately $1.42 billion across more than 1,300 family households, employing a disciplined approach that includes discretionary portfolio management, individualized investment policy statements, and the use of ETFs alongside fundamental and technical analysis.

Samuel Reid is a CFP® and Series 65 credentialed advisor with 19 years of industry experience, currently serving at Charter Oak Capital Management since 2006. He holds leadership roles outside of his advisory work, including Vice President and Director at the Strafford Economic Development Corp. and board member of the Southeast Land Trust of New Hampshire. Charter Oak Capital Management provides fee-based investment management, comprehensive financial planning, and retirement plan consulting to individuals, trusts, estates, corporations, and charitable organizations. The firm manages approximately $1.42 billion across over 1,300 family households, utilizing ETFs and a blend of fundamental, technical, and charting analysis in discretionary portfolio management and standalone planning services.

Karen Zaramba is a CFP® with 20 years of industry experience and has been with Charter Oak Capital Management since 2011. Prior to joining Charter Oak, she worked at Purshe Kaplan Sterling Investments for eight years. She is a member of the Seacoast Women's Investment Group and has served as treasurer for the Pope Memorial Cocheco Valley Humane Society. Charter Oak Capital Management provides fee-based investment management, comprehensive financial planning, and retirement plan consulting to individuals, trusts, estates, corporations, and charitable organizations. The firm manages approximately $1.42 billion across over 1,300 family households, employing a core portfolio approach centered on ETFs and combining fundamental, technical, and charting analysis with discretionary portfolio management and third-party subadvisor services.

Lena Wyand is a CFP® with 18 years of experience in financial advising, currently serving at Charter Oak Capital Management since 2007. She holds a Series 65 license and operates out of Portsmouth, NH. Outside of her advisory role, she is a 25% owner of Oak Tree Properties, Inc., a commercial property business in Kennebunk, ME. Charter Oak Capital Management provides fee-based investment management, financial planning, and retirement plan consulting to individuals, trusts, estates, corporations, and charitable organizations. The firm manages approximately $1.42 billion across more than 1,300 family households, utilizing discretionary portfolio management with ETFs as core holdings and employing fundamental, technical, and charting analysis.

James Bossieux is a CFP® professional with 24 years of industry experience. He has worked at Charter Oak Capital Management since 2022 and previously held positions at THE Vanguard Group, Inc. and Vanguard Marketing Corporation. Charter Oak Capital Management provides fee-based investment management, comprehensive financial planning, and retirement plan consulting to individuals, trusts, estates, corporations, and charitable organizations. The firm manages approximately $1.42 billion across over 1,300 family households, employing a range of strategies including discretionary portfolio management with ETFs as core holdings, alongside fundamental, technical, and charting analysis.

Jessica Kreger is a CFP® professional with 13 years of experience in financial advising. She has worked at Charter Oak Capital Management since 2020 and previously held roles at Robinson Smith Wealth Advisors, LLC and Bartley Financial Advisors, Inc. Charter Oak Capital Management provides fee-based investment management, comprehensive financial planning, and retirement plan consulting to individuals, trusts, estates, corporations, and charitable organizations. The firm manages approximately $1.42 billion across over 1,300 family households, employing a range of strategies including discretionary portfolio management with ETFs and utilizing subadvisors and third-party platforms for implementation.

Renee Hickey is a financial advisor at Charter Oak Capital Management with one year of industry experience. She holds Series 63 and Series 65 credentials. Her prior work includes roles at Citizens Securities, Inc., Citizens Bank, and Fidelity Investments, among others. Outside of finance, her background includes experience in food service and education sectors. Charter Oak Capital Management provides fee-based investment management, financial planning, and retirement plan consulting to a diverse client base including individuals, trusts, corporations, and charitable organizations. The firm manages approximately $1.42 billion across more than 1,300 family households, employing a strategy centered on ETFs and integrating fundamental, technical, and charting analysis with discretionary portfolio management.

Sarah Clapp is a CFP® and Series 66-registered advisor at Charter Oak Capital Management with 13 years of industry experience. She has been with Charter Oak since 2015. Outside of her advisory role, she holds an ownership interest in Revision Solar, LLC, a non-investment-related business. Charter Oak Capital Management provides fee-based investment management, comprehensive financial planning, and retirement plan consulting to individuals, trusts, estates, corporations, and charitable organizations. The firm manages approximately $1.42 billion across more than 1,300 family households, focusing on ETF-based portfolios and employing a combination of fundamental, technical, and charting analysis.

John Wilson is a financial advisor at Charter Oak Capital Management with one year of industry experience. He holds a Series 65 designation and has previously worked at Steele Street Capital and in retail roles at Dicks Sporting Goods and Dover Sports. Charter Oak Capital Management provides fee-based investment management, comprehensive financial planning, and retirement plan consulting to individuals, trusts, estates, corporations, and charitable organizations. The firm manages approximately $1.42 billion across more than 1,300 households, employing a mix of fundamental, technical, and charting analysis with a focus on ETFs and personalized indexing strategies.

Katy Carr is a financial advisor at Charter Oak Capital Management with 24 years of industry experience. She holds the Series 66 designation and has previously worked at Purshe Kaplan Sterling Investments and Raymond James Financial Services. Outside of her advisory role, she volunteers as a committee member on the development committee for Make a Wish of Maine. Charter Oak Capital Management provides fee-based investment management, financial planning, and retirement plan consulting to individuals, trusts, estates, corporations, and charitable organizations. The firm manages approximately $1.42 billion across more than 1,300 family households, employing a combination of discretionary portfolio management, fundamental and technical analysis, and third-party subadvisors to implement personalized investment strategies.

Jeffrey Troiano is a financial advisor at Charter Oak Capital Management with 33 years of industry experience. He has worked at Purshe Kaplan Sterling Investments for 17 years and has been with Charter Oak Capital Management, formerly Troiano & Associates, for 24 years. He serves as president of a nonprofit low-income housing project, South Church Housing. Charter Oak Capital Management provides fee-based investment management, financial planning, and retirement plan consulting to individuals, trusts, estates, corporations, and charitable organizations. The firm manages approximately $1.42 billion across more than 1,300 family households, using a combination of fundamental, technical, and charting analysis, with ETFs as the core of most portfolios.

Emma Bean is a CFP® professional with 11 years of industry experience, currently serving as a financial advisor at Charter Oak Capital Management. She has been with the firm since 2015. Charter Oak Capital Management provides fee-based investment management, comprehensive financial planning, and retirement plan consulting to individuals, trusts, estates, corporations, and charitable organizations. The firm manages approximately $1.42 billion across more than 1,300 family households, employing a range of strategies including discretionary portfolio management, fundamental and technical analysis, and the use of ETFs as core holdings.

Eugene Akerberg is a CFP® with 35 years of industry experience, currently serving at Charter Oak Capital Management since 2003. He previously worked at Purshe Kaplan Sterling Investments from 2005 to 2019. Charter Oak Capital Management provides fee-based investment management, comprehensive financial planning, and retirement plan consulting to individuals, trusts, estates, corporations, and charitable organizations. The firm manages approximately $1.42 billion across over 1,300 family households, employing a blend of fundamental, technical, and charting analysis with a focus on ETFs and personalized investment strategies.