Charlotte Wealth Management, LLC

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Client assets under management

$79,824,991

Clients

237

28% high-net worth

Advisors

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

119

Very High

Average account size

$336,814

About

Charlotte Wealth Management provides investment advisory, financial planning, and consulting services to individuals, high‑net‑worth clients, trusts, estates, and businesses. It offers both discretionary and non‑discretionary portfolio management across mutual funds, ETFs, equities, fixed income and structured notes, alongside retirement, education, tax, and estate planning advice.

The firm’s investment approach combines tactical, strategic, and dynamic asset‑allocation techniques, with portfolios tailored to client objectives and periodically rebalanced as circumstances change. Clients are commonly recommended into the firm’s wrap‑fee program for bundled management and transaction services, though non‑wrap accounts remain available; financial planning and consultations are offered at no charge.

Distinctive features include acting as sponsor and manager of its own CWM Wrap Program, a relatively uncommon arrangement among peers, and operating insurance broker/agent activity through licensed representatives (insurance business comprises less than 10% of firm resources). Advisors are dually registered with an independent broker‑dealer and use that custodian for execution and custody, a relationship the firm discloses and manages as a potential conflict under its fiduciary policies.

Client services

Financial planning Portfolio management

Expertise

General retirement planning Cash flow / budgeting

Fee options

Percentage

0.25% to 1.50% annually, negotiable

Other

Account minimum: $1,000

Main office location

Charlotte Wealth Management, LLC

3530 Toringdon Way, Suite 108

Charlotte NC 28277, United States

Number of offices

Most active in

Florida · North Carolina · South Carolina · Texas · Virginia

Disclosures

Business activities & affiliations

Is active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Is not active or affiliated with:

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Website 704-849-1001

Advisors at this firm

Taylor B

Series 66

Charlotte, NC

Charlotte Wealth Management, LLC

Taylor Bryant is a financial advisor with Charlotte Wealth Management, LLC, holding a Series 66 designation and 15 years of industry experience. Prior to joining Charlotte Wealth Management in 2021, he worked at LPL Financial LLC for 10 years. Charlotte Wealth Management provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and businesses. The firm manages approximately $74 million in discretionary assets and employs a combination of tactical, strategic, and dynamic asset-allocation strategies to construct and rebalance portfolios.

General retirement planning Cash flow / budgeting

Stuart G

CFP®, Series 63, Series 65

Charlotte, NC

Charlotte Wealth Management, LLC

Stuart Gardner is a CFP® with 42 years of industry experience, currently serving as an investment advisor at Charlotte Wealth Management, LLC since 2021. He has worked at LPL Financial LLC since 2009. Gardner is also licensed as a non-variable insurance agent. Charlotte Wealth Management provides investment advisory and financial planning services to individuals, trusts, estates, charitable organizations, and businesses. The firm manages approximately $74 million in discretionary assets using a combination of tactical, strategic, and dynamic asset-allocation strategies, and offers a proprietary wrap fee program alongside non-wrap accounts and standalone financial planning.

General retirement planning Cash flow / budgeting

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