Charles Street Asset Management, Inc.

Charles Street Asset Management, Inc. provides ongoing portfolio management and financial planning services to individuals and high-net-worth clients, and also states it works with trusts, estates, charitable organizations, and corporate or business entities. The firm prepares an Investment Policy Statement for each client and notes there is no account minimum.

CSAM typically manages client accounts on a discretionary basis, implementing asset allocation, asset selection, and regular portfolio monitoring informed by charting, fundamental, technical and cyclical analysis. Its permitted investments and strategies include mutual funds, equities, bonds, ETFs, REITs, insurance products (including annuities) and more active techniques such as long- and short-term trading, short sales, margin transactions, and options writing.

Notably, the brochure lists corporate and charitable organization clients and explicitly includes insurance products and annuities in its investable universe, features that are less common among independent advisors. The firm discloses use of a specific custodian (Altruist Financial LLC), limited custody for direct fee withdrawal, no acceptance of third‑party sales compensation, and that account and plan reviews are handled by the firm’s designated reviewer rather than a committee.