Charles River Wealth Management, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$109,417,000
Clients
103
50% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
103
Very HighAverage account size
$1,062,301
About
Charles River Wealth Management provides investment advisory and financial planning services to individuals, high‑net‑worth clients, trusts, estates and charitable organizations. The firm manages client assets (approximately $110.3 million as of December 31, 2025) in both discretionary and non‑discretionary accounts and offers retirement‑account guidance and hourly financial planning engagements.
The firm’s investment process is long‑term and based on fundamental analysis, constructing diversified portfolios primarily from mutual funds and ETFs while using bonds and individual stocks as needed; fund selection considers expense ratios, performance and manager tenure. Charles River performs ongoing oversight with at least annual reviews, and it directs custody and trade execution through an institutional relationship with Raymond James that provides custody, trading, research and technology support.
Distinctive features disclosed in the brochure include serving charitable‑organization clients and referencing third‑party public disclosures while also advertising third‑party ratings, both of which are uncommon among similar independent advisors. The brochure also discloses the principal’s licensed insurance activities and related commission income, a potential conflict of interest that the firm says is addressed through disclosure and client choice.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
Passive / index investing
Cash flow / budgeting
Fee options
$0 - $500,000: 1.10% $500,001 - $1,000,000: 0.95% $1,000,001 - $2,000,000: 0.85% $2,000,001 - $3,000,000: 0.75% $3,000,001 - $5,000,000: 0.65% $5,000,001+: 0.50%
Financial planning services at $200 to $350 per hour, negotiable based on complexity
Fee-only: Investment management fees based on tiered schedule as stated; financial planning fees charged hourly ($200-$350/hr)
Main office location
Charles River Wealth Management, LLC
50 Mall Road, Suite 209
Burlington MA 01803, United States
Number of offices
1
Most active in
Charles River Wealth Management, LLC has reported serving >5 clients in these states in the last 12 months.
Massachusetts · New Hampshire
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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