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Ch Douglas & Gray Wealth Management

Updated today

Client assets under management

$161,525,093

Clients

157

30% high-net worth

Advisors

8

of 8 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

20

Very Low

Average account size

$1,028,822

About

C.H. Douglas & Gray Wealth Management provides asset management, comprehensive financial planning, and estate-planning services to individuals and households as well as trusts, corporations, and retirement plans. The firm reports approximately $187.2 million in assets under management, of which about $175.5 million is managed on a discretionary basis and $11.7 million non‑discretionary.

Investment programs at the firm emphasize long‑term, diversified portfolios built to a client’s risk tolerance, with core positions typically implemented using equity index funds and ETFs. The firm states its methods are grounded in modern portfolio theory and informed by behavioral economics; it conducts regular reviews and offers quarterly reporting and planning services through its Cumulus™ system.

Compared with many peers, CHDG also operates as an insurance broker for life and health products, disclosing that sales of these products produce commissions and describing steps it takes to mitigate related conflicts. The firm has additionally performed due diligence and subcontracted to a third‑party investment advisor on behalf of two clients that operate reinsurance companies, a service arrangement that reflects work for other investment‑adviser clients rather than only individual households.

Client services

Financial planning Portfolio management Pension consulting

Expertise

General estate planning guidance Wealth management Passive / index investing

Fee options

Fixed

Initial financial plans typically range from $2,000 to $10,000; ongoing planning fees from $1,000 to $5,000 annually.

Percentage

$0 - $999,999: 1.00% $1,000,000 - $1,999,999: 0.75% $2,000,000 - $4,999,999: 0.60% $5,000,000 - $10,000,000: 0.50% $10,000,000+: Negotiable based on services to be provided

Project-based

$150 to $500 per hour

Other

Account minimum: $100,000 (may be waived at discretion) Fee-only: Fee-only for investment advisory services; no commissions received from securities transactions.

Main office location

Ch Douglas & Gray Wealth Management

7040 N College Ave

Indianapolis IN 46220-1073, United States

Number of offices

1

Most active in

California · Florida · Indiana · Texas

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Jonathan C

Series 66

Indianapolis, IN

Ch Douglas & Gray Wealth Management

Jonathan Cracraft is a financial advisor at C.H. Douglas & Gray Wealth Management in Indianapolis, IN, with 13 years of industry experience. He holds the Series 66 designation and has been with the firm since 2014. Outside of advising, he is noted as a father since 2026. C.H. Douglas & Gray Wealth Management provides asset management, comprehensive financial planning, and estate-planning services to individuals, households, trusts, corporations, and retirement plans. The firm manages approximately $187.2 million in assets, emphasizing long-term, diversified portfolios aligned with client risk tolerance and employing equity index funds and ETFs as core holdings.

General estate planning guidance Wealth management Passive / index investing
user avatar

Christopher D

Series 66

Indianapolis, IN

Ch Douglas & Gray Wealth Management

Christopher Douglas is a financial advisor with C.H. Douglas & Gray Wealth Management in Indianapolis, IN. He holds a Series 66 designation and has 24 years of industry experience. He has been with C.H. Douglas & Gray Wealth Management since 2007. C.H. Douglas & Gray Wealth Management offers asset management, financial planning, and estate-planning services to individuals, households, trusts, corporations, and retirement plans. The firm manages approximately $187.2 million in assets, focusing on long-term, diversified portfolios aligned with client risk tolerance and using equity index funds and ETFs as core investments.

General estate planning guidance Wealth management Passive / index investing
user avatar

Justin R

Series 65

Indianapolis, IN

Ch Douglas & Gray Wealth Management

Justin Rose is a financial advisor at C.H. Douglas & Gray Wealth Management in Indianapolis, IN, holding a Series 65 designation with four years of industry experience. His prior work includes roles at the Career and Civic Engagement Office and Winthrop University. In addition to advising, he is an independent insurance agent, a role he maintains outside of securities trading hours. C.H. Douglas & Gray Wealth Management provides asset management, comprehensive financial planning, and estate-planning services to individuals, households, trusts, corporations, and retirement plans. The firm emphasizes long-term, diversified portfolios aligned with clients’ risk tolerance, employing equity index funds and ETFs, and integrates behavioral economics into its investment approach.

General estate planning guidance Wealth management Passive / index investing
user avatar

James C

Series 65

Indianapolis, IN

Ch Douglas & Gray Wealth Management

James Cartright is a financial advisor at C.H. Douglas & Gray Wealth Management in Indianapolis, IN, holding a Series 65 designation. He has been with the firm since 2024 and has prior experience in various industries including insurance, healthcare, and business services. Outside of his advisory role, he works as an independent insurance agent. C.H. Douglas & Gray Wealth Management provides asset management, comprehensive financial planning, and estate-planning services to individuals, households, trusts, corporations, and retirement plans. The firm emphasizes long-term, diversified portfolios aligned with client risk tolerance, using equity index funds and ETFs, and integrates behavioral economics into its investment approach.

General estate planning guidance Wealth management Passive / index investing
user avatar

Doris R

Series 63, Series 65, Series 66

Indianapolis, IN

Ch Douglas & Gray Wealth Management

Doris Roberts is a financial advisor with C.H. Douglas & Gray Wealth Management in Indianapolis, IN, holding Series 63, 65, and 66 licenses and 15 years of industry experience. She has been with Red Wing Capital since 2010. Outside of advisory work, she serves as an auditor for CR Williams in Merrillville, IN. C.H. Douglas & Gray Wealth Management provides asset management, comprehensive financial planning, and estate-planning services to individuals, households, trusts, corporations, and retirement plans. The firm manages approximately $187.2 million in assets, focusing on long-term, diversified portfolios aligned with clients’ risk tolerance and utilizing equity index funds and ETFs within a framework informed by modern portfolio theory and behavioral economics.

General estate planning guidance Wealth management Passive / index investing
user avatar

Thomas G

CFP®, CFA®, Series 63

Indianapolis, IN

Ch Douglas & Gray Wealth Management

Thomas Gray is a CFP® and CFA® with 18 years of experience in the financial industry. He is a member of the six-advisor team at C.H. Douglas & Gray Wealth Management in Indianapolis, where he has worked since 2007. Outside of his advisory role, he is an independent insurance agent. C.H. Douglas & Gray Wealth Management offers asset management, financial planning, and estate-planning services to individuals, households, trusts, corporations, and retirement plans. The firm manages approximately $187 million in assets, focusing on long-term, diversified portfolios aligned with client risk tolerance and using methods based on modern portfolio theory and behavioral economics.

General estate planning guidance Wealth management Passive / index investing
user avatar

Victoria H

Series 66

Indianapolis, IN

Ch Douglas & Gray Wealth Management

Victoria Hall is a financial advisor at Farther with two years of industry experience. She holds a Series 66 designation and has previously worked at Fidelity Investments and CH Douglas & Gray. In addition to her advisory role, she operates as an independent insurance agent. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke and algorithmic portfolios, focusing primarily on ETFs, mutual funds, equities, and fixed income.

General estate planning guidance Wealth management Passive / index investing
user avatar

Zinaida K

Series 65

Indianapolis, IN

Ch Douglas & Gray Wealth Management

Zinaida Kumok is a financial advisor at Farther with Series 65 credentials and no prior industry experience before joining the firm. She has worked at Farther since 2026 and has also been associated with C.H. Douglas & Gray Wealth Management and VTX Capital, LLC. Outside of finance, Kumok is president of Zina Kumok Inc., a freelance writing business she has operated since 2015. Farther serves individual investors, trusts, and estates through a technology-driven advisory platform and direct client meetings. The firm employs a Modern Portfolio Theory-based investment approach using bespoke and algorithmic model portfolios, focusing primarily on ETFs, mutual funds, equities, and fixed income.

General estate planning guidance Wealth management Passive / index investing
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