CFS Wealth Management
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$189,052,740
Total clients
465
15% high-net worth
Total advisors
3
of 3 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
155
Average account size
$406,565
About
CFS Wealth Management is a three-advisor, fee-based investment adviser serving individuals, couples, custodians, IRA owners, trustees and business owners, managing roughly $189 million for about 465 clients. The firm offers portfolio management, written financial planning and retirement evaluations, and uses percentage-of-AUM, fixed and hourly billing arrangements.
Portfolios are constructed from open-end and closed-end mutual funds, ETFs, and individual equity and fixed-income positions, typically using model portfolios and combining strategies to match client circumstances; the firm emphasizes capital preservation over seeking large capital gains. CFS draws on third-party research such as Morningstar, maintains discretionary authority over most client accounts (461 discretionary vs. 4 non-discretionary), and allows clients to impose investment restrictions when needed.
Distinctive operational features include exclusive use of Fidelity Institutional Wealth Services and primarily Fidelity’s no-transaction-fee/no-load mutual fund platform, a disclosure that an associated representative may sell products through a separate broker/dealer relationship, and the firm’s statement that it does not vote client proxies. The brochure also notes that the firm does not take custody of client assets, deducts fees in advance on a quarterly basis (including cash as an asset class for billing), and applies personal-trading reviews to mitigate conflicts when supervised persons invest alongside clients.
Client services
Expertise
Fee options
$0 - $50,000: 2.00% max annual fee $50,000 - $250,000: 1.75% max annual fee $250,000 - $999,999: 1.50% max annual fee $1,000,000+: 1.25% max annual fee
Hourly fees of $250 per hour for financial plans and retirement evaluations
Account minimum: $50,000 Minimum fee: Alternate fixed annual fee from $250 to $10,000 (negotiable) Fee-only: Fee-based investment advisory services (no commissions on advisory accounts)
Main office location
CFS Wealth Management
1515 Bass Road, Suite D
Macon GA 31210, United States
Number of offices
2
Most active in
Florida · Georgia · Texas
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
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