CF Financial
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$53,787,594
Clients
89
42% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
89
Very HighAverage account size
$604,355
About
CF Financial provides advisory services primarily to individual and high‑net‑worth clients, offering discretionary portfolio management, financial planning (including on‑going plans with mid‑year and year‑end reviews), and selection of third‑party investment advisers. The firm also prepares Investment Policy Statements for clients and distributes periodic newsletters via email that cover market trends and investor information.
CF Financial’s investment process combines fundamental analysis and modern portfolio theory with a long‑term trading orientation, generally investing in mutual funds, ETFs, fixed‑income securities, annuities and TIPS. The firm typically manages accounts on a discretionary basis, requires custody at Charles Schwab, and may engage sub‑advisers while coordinating tax planning and consulting for joint clients with an affiliated accounting firm.
Noteworthy distinctions in the brochure include the firm’s regular client newsletters (an uncommon offering among independent advisors) and its affiliation with Calvetti Ferguson, a related accounting firm whose tax services may be provided to joint clients and are billed through the advisory relationship — a relationship the brochure discloses as compensated and potentially conflicted. The firm also highlights its fiduciary role when advising retirement plan accounts and the use of third‑party managers for some mandates, indicating services that extend beyond typical retail individual advisory work.
Client services
Financial planning
Portfolio management
Selection of other advisers
Newsletters or periodicals
On-going financial planning
Expertise
Annuities
Fee options
$2,500 to $10,000 for creating financial plans (negotiable); $2,500 to $10,000 annually for ongoing financial planning (negotiable)
$0 - $500,000: 1.35% $500,001 - $1,000,000: 1.20% $1,000,001 - $2,000,000: 1.00% $2,000,001 - $4,000,000: 0.90% $4,000,001 - $8,000,000: 0.75% $8,000,001 - $16,000,000: 0.65% $16,000,001 - $32,000,000: 0.50% $32,000,001 - $64,000,000: 0.35% $64,000,001+: 0.20%
Main office location
CF Financial
300 Throckmorton Street, Suite 1900
Fort Worth TX 76102, United States
Number of offices
4
Most active in
CF Financial has reported serving >5 clients in these states in the last 12 months.
Oklahoma · Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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