Cereus Financial Advisors, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$39,063,576
Total clients
31
35% high-net worth
Total advisors
2
of 3 employees
Firm size
Supported
1-3 advisors or $200M+ in AUM
Average clients per advisor
16
Average account size
$1,260,115
About
Cereus provides investment advisory services to individuals, high‑net‑worth clients, and retirement plans, offering both discretionary and non‑discretionary portfolio management alongside financial planning, annuity management, and retirement‑plan advisory. The firm also offers a structured college‑planning product (branded “College Money Match”) that includes coaching, a college‑planning software portal, and assistance completing FAFSA and CSS Profile forms.
The firm constructs portfolios using a mix of internally developed, generally passive quantitative models and selected unaffiliated managers accessed through platforms provided by SEI and Betterment, and employs active tax management for taxable accounts. Cereus uses third‑party decision‑support tools, including artificial intelligence applications, for research, portfolio analysis, and risk monitoring while maintaining human review and oversight of all recommendations.
Notable features that differentiate Cereus from many peers include its small, focused roster (two advisors managing roughly $39 million for about 31 clients) and the principal’s role as a licensed insurance professional who may receive commissions for insurance sales, a potential conflict the firm discloses. The firm maintains institutional relationships with SEI and Betterment that provide platform and support benefits, advertises third‑party ratings (an uncommon practice among similar supported firms), and offers access to private investments for select high‑net‑worth clients.
Client services
Expertise
Occupation focus
Demographic focus
Fee options
Financial planning initial fees range from $2,100 to $5,600 depending on client complexity; Renewal fees from $1,050 to $2,800; College planning service $1,500 total fee.
$0 - $250,000: 1.00% $250,000 - $500,000: 0.95% $500,000 - $1,000,000: 0.90% $1,000,000 - $2,000,000: 0.85% $2,000,000 - $3,000,000: 0.80% $3,000,000 - $5,000,000: 0.75% $5,000,000+: 0.65%
Financial planning services hourly rate of $300/hour; Additional college planning coaching sessions at $300/hour.
Fee-only: Investment management fees based on tiered schedule; Financial planning fees; College planning fees; Retirement plan advisory fees.
Main office location
Cereus Financial Advisors, LLC
795 Franklin Avenue, Suite 205, Building B
Franklin Lakes NJ 07417, United States
Number of offices
1
Most active in
New Jersey · New York
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")