Cerebrum Financial Services, LLC
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$0
Total clients
0
Total advisors
1
of 1 employees
Firm size
Investment Manager
May not manage individual clients
Average clients per advisor
0
Average account size
—
About
Cerebrum Financial Services is an independent, solo-practitioner registered investment adviser that serves a small client base including individual (non‑HNW) clients, high net worth individuals, investment companies, and businesses. The firm offers financial consulting and non‑discretionary portfolio services by recommending third‑party money managers and providing advice on topics such as risk assessment and retirement rollover decisions.
Rather than directly managing client assets, Cerebrum refers clients to third‑party money managers (TPMMs), monitors those TPMMs, and performs periodic account reviews; clients receive trade confirmations and custodian statements from the account custodian rather than regular written reports from the firm. The firm is compensated through fee‑sharing arrangements with recommended TPMMs instead of charging a direct percentage‑of‑assets fee and does not take custody or report assets under management.
Distinctive aspects disclosed in the brochure include an affiliated business that conducts property & casualty, life and health insurance brokerage and related consulting services, so the firm operates both advisory and insurance brokerage activities. The disclosure also notes a past regulatory enforcement matter that has been resolved and recent amendments reflecting an enhanced promotors’ service status under SEC promotor rules.
Client services
Expertise
Fee options
Account minimum: No minimum explicitly stated; firm notes generally no minimum but reserves right to terminate accounts deemed too small to manage effectively
Most active in
Pennsylvania
Disclosures
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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