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Century Business & Financial Services

Updated today

Client assets under management

$14,157,668

Clients

63

11% high-net worth

Advisors

2

of 2 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

32

Low

Average account size

$224,725

About

The firm provides discretionary asset management and financial consulting to individuals, high-net-worth clients, trusts, estates and business entities, offering services that include portfolio management, stock option and retirement benefit analysis, 401(k) reviews, and topic-specific financial planning. It serves a modest client base through a small advisory team and offers both ongoing asset management and shorter-term consulting engagements that cover discrete topics rather than always producing comprehensive plans.

Investment decisions are made on a discretionary basis and are tailored to each client’s goals, time horizon and risk tolerance; the firm uses a Riskalyze-based risk analysis (Nitrogen) and reviews clients’ tax returns to inform asset allocation and portfolio construction. Methods of analysis include fundamental, technical, charting and cyclical approaches, and accounts are monitored regularly with at least quarterly reviews and the option for clients to impose written investment restrictions.

Noteworthy deviations from many peers include a disclosed regulatory consent order in 2024 related to transacting advisory business while not properly registered, which the firm resolved by paying an administrative assessment. The firm’s principal also operates affiliated insurance and tax/accounting businesses and receives commissions and tax-preparation compensation from those activities; these outside business activities and the resulting conflicts are disclosed in the brochure and addressed through written procedures and client choice.

Client services

Financial planning Portfolio management

Expertise

Equity compensation tax strategy Retirement income strategy Cash flow / budgeting General tax planning Wealth management

Occupation focus

Founder/Business Owner

Fee options

Fixed

$500 - $2,500 based on complexity and client needs

Percentage

1.0% annually

Main office location

Century Business & Financial Services

595 Bay Isles Rd, Suite 120 J

Longboat Key FL 34228, United States

Number of offices

2

Most active in

Florida · New Jersey · Pennsylvania

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

Advisors at this firm

user avatar

Thomas J

ChFC®, Series 63, Series 65

Longboat Key, FL

Century Business & Financial Services

Thomas Judge is a financial advisor with Century Business & Financial Services in Longboat Key, FL, holding the ChFC® designation and Series 63 and 65 licenses. He has 33 years of industry experience, including prior roles at Cetera Financial Specialists LLC and H.D. Vest Advisory Services. Outside of advising, Judge serves as a director and treasurer for the Portobello Owners Association and is an enrolled agent providing tax planning and preparation through several business entities he owns. Century Business & Financial Services offers discretionary asset management and limited financial consulting to individuals, high-net-worth clients, trusts, estates, and business entities. The firm uses a combination of fundamental, technical, charting, and cyclical analysis to build portfolios aligned with clients’ objectives and risk profiles, managing accounts on a discretionary basis with regular reviews.

Equity compensation tax strategy Retirement income strategy Cash flow / budgeting General tax planning Wealth management Founder/Business Owner
user avatar

James J

Series 63, Series 65

Princeton, NJ

Century Business & Financial Services

James Judge is a financial advisor at Century Business & Financial Services in Princeton, NJ, holding Series 63 and Series 65 licenses with over a decade of experience. His work history includes roles at Jet Cube Inc and ORC International/Engine Group, alongside previous tenure at Century Business & Financial Services and HD Vest entities. Outside of advisory services, he has been involved with Jet Cube Inc since 2017. Century Business & Financial Services provides discretionary asset management and limited financial consulting to individuals, high-net-worth clients, trusts, estates, and business entities. The firm emphasizes portfolio construction based on clients’ objectives, time horizons, and tax information, employing a range of analytical methods and integrated platforms for trade execution and reporting.

Equity compensation tax strategy Retirement income strategy Cash flow / budgeting General tax planning Wealth management Founder/Business Owner
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