Centaurus Financial, Inc.

Centaurus Financial, Inc. provides advisory services through a network of independent Investment Adviser Representatives to individuals (including high‑net‑worth clients), families, small businesses, corporations, retirement plans, foundations, trusts and estates. Its service suite includes financial planning and consulting, asset allocation and investment management, access to third‑party money managers, unified managed account programs (FlexUMA), retirement‑plan advisory, and management of sub‑accounts within annuity and variable life policies.

Advisory relationships may be discretionary or non‑discretionary; as of April 30, 2025, CFI reported approximately $2.37 billion in discretionary assets under management and $4.97 billion in non‑discretionary assets, and non‑discretionary accounts require client authorization prior to trade execution. IARs use a mix of fundamental and technical analysis and may implement model portfolios, TPMMs, an overlay manager (Adhesion Wealth AdvisorSolutions) with optional tax overlay services, and the firm will permit certain non‑traded alternative investments on a limited, approved basis.

Distinctive aspects noted in the brochure include CFI’s dual registration as an SEC‑registered investment adviser and a FINRA member broker‑dealer and principal ownership by the Federation of Financial Services, along with management personnel who hold attorney and real‑estate broker licenses (with the firm noting those professionals do not provide legal or real‑estate services to non‑employee clients). The brochure also discloses a record of regulatory enforcement and consent orders (including SEC and FINRA matters) and describes related remedial undertakings and enhanced disclosure and supervisory policies.