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Cedric Deon Bean Enterprises LLC

Updated today

Total assets under management

$0

Total clients

0

Total advisors

1

of 1 employees

Firm size

Investment Manager

May not manage individual clients

Average clients per advisor

0

Average account size

About

C.D.B. Capital provides financial planning, investment monitoring and consulting, and qualified retirement plan consulting to a mix of clients that includes qualified retirement and profit‑sharing plans, trusts, estates, charitable organizations, corporations, and individuals. The firm generally introduces clients to unaffiliated third‑party investment advisers to implement discretionary strategies and does not take custody or direct trading authority over client assets.

The firm’s advisory work focuses on personalized planning (cash flow, retirement, insurance, estate, and portfolio analyses), written Investment Policy Statements, and ongoing monitoring of third‑party managers to keep investment programs aligned with client objectives. It uses academic‑based asset allocation, diversification, and tax‑awareness in its recommendations and uses assets‑under‑advisement and related fee arrangements alongside project, hourly, and discovery fees; it also provides participant education and workshops for retirement plans.

What is distinctive for a firm in this category is the mix of professional roles and services: management includes a licensed attorney and the firm’s representatives are licensed insurance agents who may sell insurance products for commissions, with disclosed policies to address those conflicts. The firm also relies on a custody arrangement in certain programs that requires use of a federally chartered trust (SEI Trust), provides pension/plan consulting and participant workshops, and routinely refers to and monitors other investment advisers — a configuration of legal credentials, insurance brokerage activities, pension consulting, and third‑party adviser oversight that is uncommon among peer investment‑manager firms.

Client services

Financial planning Portfolio management Pension consulting Educational seminars or workshops

Expertise

General retirement planning Social Security optimization Medicare planning Wealth management Life insurance needs analysis

Occupation focus

Founder/Business Owner Executive

Demographic focus

Approaching retirement Established Professionals

Fee options

Fixed

One-Time Discovery Fee: $1,000 (reduced to $500 for retirement plan participants)

Percentage

$0 - $750,000: 1.00% $750,000 - $1,500,000: 0.85% $1,500,001 - $3,000,000: 0.70% $3,000,000 - $5,000,000: 0.55% $5,000,001 - $7,000,000: 0.40% $7,000,001 - $10,000,000: 0.30% $10,000,001 - $15,000,000: 0.25% Over $15,000,000+: Negotiable

Commissions

Commissions earned from fixed annuity, term life, fixed insurance, disability, and long-term care insurance products

Project-based

Minimum hourly rate of $300, billed in 15-minute increments

Other

Minimum fee: One-Time Discovery Fee: $1,000 (reduced to $500 for retirement plan participants); Annual Planning Fees: $1,200 to $25,000; Project-Specific Fees: $1,000 to $10,000; Hourly Fees: minimum $300/hour in 15-minute increments Fee-only: Annual planning fees, project-specific fees, hourly fees, assets under advisement fees

Main office location

Cedric Deon Bean Enterprises LLC

1817 Samford Ave

Albany GA 31707, United States

Number of offices

1

Most active in

Georgia

Disclosures

Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.

Business activities & affiliations

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