Cedar Grove Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$0
Clients
35
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
35
TypicalAverage account size
$0
About
Cedar Grove Financial Planning, LLC is a fee-only, state-registered firm that provides comprehensive, fiduciary financial planning to individuals and families through flat-fee plans and limited hourly engagements. The firm does not manage client assets or take custody and highlights additional experience working with U.S. Foreign Service personnel, military service members, and other citizens temporarily residing abroad.
The firm follows the CFP Board’s seven-step planning methodology and uses third-party planning software, including Monte Carlo and “what-if” scenario analysis, to evaluate portfolio risk, fees, and suitability as part of its recommendations. Cedar Grove emphasizes behavioral finance and goal-driven planning, providing actionable recommendations without implementing or exercising discretionary control over client investments.
Noteworthy for a solo, independent advisor, Cedar Grove’s business model intentionally eschews percentage-of-assets fees and ongoing portfolio management in favor of one-time plans, follow-up hourly work, and an optional web-based membership for planning tools. The brochure also notes occasional participation in educational seminars or workshops and a focus on complex, cross-border income and expense issues, which may differentiate its client focus despite the firm’s small size.
Client services
Financial planning
Educational seminars or workshops
Expertise
Income planning
General tax planning
Cross-border & expatriate issues
Occupation focus
Military & Veterans
Demographic focus
Values-based investing
Fee options
Flat fee per comprehensive financial plan ranging from $1,200 to $3,500 based on complexity.
$200 for the first hour and $100 per hour thereafter for follow-up meetings or limited scope financial planning.
Fee-only: Flat fee per comprehensive financial plan ranging from $1,200 to $3,500 based on complexity; hourly fees of $200 for the first hour and $100 per hour thereafter for follow-up meetings or limited scope engagements.
Main office location
Cedar Grove Financial Planning, LLC
Oakton VA, United States
Number of offices
1
Most active in
Cedar Grove Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")