Cbs Funding, Inc.

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Client assets under management

$24,886,149

Clients

6% high-net worth

Advisors

of 3 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

$777,692

About

CBS Funding, Inc. provides personalized investment management and financial planning to individuals, trusts, estates, charitable organizations, and retirement plans. The firm offers discretionary and non‑discretionary portfolio management, model portfolio allocation services, financial planning, and consulting for qualified retirement plans.

Investment advice and portfolio design are built around each client’s objectives, time horizon, and risk tolerance, using fundamental analysis, asset allocation, periodic rebalancing, and quarterly reviews. For retirement-plan clients the firm implements written investment policy statements, monitors asset classes and investments, and offers participant education and advice alongside model portfolio options.

A distinctive feature is the firm’s close affiliation with an actuarial and retirement‑plan consulting practice, which serves as a primary business focus for the principals and informs the firm’s ERISA capabilities; the brochure discloses the firm provides limited‑scope 3(21) advice and 3(38) model‑portfolio management, QDIA/default investment consulting, mapping services, and participant-directed plan support. The firm manages roughly $65 million across discretionary, non‑discretionary and assets‑under‑advisement accounts, combining plan‑oriented consulting experience with private‑client portfolio management.

Client services

Financial planning Portfolio management Pension consulting

Expertise

General retirement planning Social Security optimization Income planning Retirement plans for business owners (SEP, solo 401k)

Occupation focus

Retired

Fee options

Percentage

$0 - $100,000: 1.50% $100,001 - $1,000,000: 1.25% $1,000,001 - $2,500,000: 1.00% $2,500,001 - $5,000,000: 0.75% $5,000,001+: 0.50%

Project-based

$250/hour for financial planning, with 2 hour minimum ($500)

Other

Account minimum: $25,000 Minimum fee: $1,000 - $37,500 depending on asset tier Fee-only: Yes, fee-based only (no commissions)

Main office location

Cbs Funding, Inc.

10155 Broadview Road, Suite 6

Broadview Heights OH 44147-3296, United States

Number of offices

Most active in

Michigan · Ohio · Texas

Disclosures

Business activities & affiliations

Is active or affiliated with:

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

LinkedIn Website 440-717-1604

Advisors at this firm

Steve P

Series 63, Series 65

Broadview Heights, OH

Cbs Funding, Inc.

Steve Persons is a financial advisor at CBS Funding, Inc. with 24 years of industry experience. He holds Series 63 and Series 65 licenses and has been with CBS Funding since 2011. In addition to his advisory role, he is involved in actuarial administration and consulting for qualified retirement plans through Creative Benefit Strategies, Inc., a business he has operated since 1995. CBS Funding, Inc. provides investment management and financial planning services to individuals, trusts, estates, charitable organizations, and retirement plans. The firm integrates retirement-plan consulting and actuarial expertise with personalized portfolio management, serving clients through discretionary and non-discretionary approaches.

General retirement planning Social Security optimization Income planning Retirement plans for business owners (SEP, solo 401k) Retired

Elaine B

Series 65

Broadview Heights, OH

Cbs Funding, Inc.

Elaine Bartels is a financial advisor at CBS Funding, Inc. with a Series 65 credential and one year of industry experience. She has been affiliated with Creative Benefit Strategies, Inc. since 2014, where she provides actuarial and consulting services. CBS Funding, Inc. delivers personalized investment management and financial planning services to individuals, trusts, estates, charitable organizations, and retirement plans. The firm integrates fundamental analysis, asset allocation, and periodic portfolio reviews, supported by a close affiliation with an actuarial and retirement-plan consulting practice.

General retirement planning Social Security optimization Income planning Retirement plans for business owners (SEP, solo 401k) Retired

Sharon S

Series 65

Broadview Heights, OH

Cbs Funding, Inc.

Sharon Stadul is a financial advisor with CBS Funding, Inc. and holds a Series 65 credential. She has 11 years of industry experience and has been with CBS Funding since 2014. In addition to her advisory role, she serves as board treasurer for the National Speakers Association of Ohio and is involved in wellness and health coaching ventures through Stretch Comedy Wellness LLC and Herbs & Humor LLC. CBS Funding, Inc. provides personalized investment management and financial planning services for individuals, trusts, estates, charitable organizations, and retirement plans. The firm integrates fundamental analysis and asset allocation with a close affiliation to an actuarial and retirement-plan consulting practice, managing approximately $65 million across various account types.

General retirement planning Social Security optimization Income planning Retirement plans for business owners (SEP, solo 401k) Retired

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