Castle Wealth Management

Castle Wealth Management provides customized wealth management and financial planning to individuals (including high‑net‑worth clients), families, trusts, estates, charitable organizations, pension and profit‑sharing plans, and businesses, delivering continuous investment supervisory services and portfolio management. The firm manages discretionary and non‑discretionary accounts and implements portfolios that may include individual equities and bonds, mutual funds and ETFs, REITs, variable annuities, alternative investments, and third‑party separate account managers.

Investment decisions are built around a written Investment Policy Statement (IPS) for each household, with portfolio oversight by an Account Review Committee and periodic reviews that vary by fee band; the firm emphasizes diversified asset allocation, tax‑efficient portfolio management and may employ options and tax‑loss harvesting where appropriate. Castle conducts manager searches and monitors third‑party managers and sources private alternative investments through an investment committee, applying client criteria such as a target alternative allocation (generally at least 10% of AUM), household thresholds, and private subscription minimums (often $100,000–$250,000).

Noteworthy features include an affiliation with the public accounting firm Divine Blalock Martin and Sellari, LLC — including cross‑ownership ties and the accounting firm’s involvement as a consultant to the firm’s account review and investment committees — and a disclosure that the firms no longer pay or receive referral fees for new client referrals. The firm is also a wrap fee program sponsor and manages wrap portfolios alongside non‑wrap accounts, and it recommends and implements 529 plan investments using the Brighter Future Advisor Plan on an institutional, non‑commission platform while applying its standard AUM billing and alternative‑investment valuation procedures.