Cassilly Financial

Cassilly Financial serves individual clients (including high-net-worth individuals), pension and profit-sharing plans, and charitable organizations, offering discretionary portfolio management, financial planning, and pension consulting services. Like most supported firms, it generally charges asset-based fees and provides ongoing portfolio management for individuals.

The firm manages accounts primarily through firm-developed model portfolios and by recommending or selecting third‑party money managers, and its brochure describes the use of fundamental, cyclical, and modern portfolio theory in its investment approach. The brochure also states the firm does not perform quantitative or qualitative analysis of individual securities for clients, does not accept client restrictions on specific holdings, and may aggregate orders or hire and fire third‑party managers without prior client approval.

Distinctive aspects noted in the brochure include a disclosed disciplinary matter from 2007 — a misdemeanor charge that was later dismissed — and an emphasis on pension-plan services that include participant educational seminars and enrollment meetings addressing diversification, asset allocation, risk tolerance and time horizon. The firm’s reported client base (184 clients served by two advisors) reflects a higher client-to-advisor ratio than is typical among peers, which may affect service delivery and the firm’s reliance on model portfolios and third‑party managers.