Cash Flow Investment Services LLC

Cash Flow Investment Services L.L.C. provides discretionary investment supervisory services and individual portfolio management primarily to individual clients, including both non-high-net-worth and high-net-worth households, and offers limited financial planning as part of its advisory relationships. The firm manages a broad set of securities for clients, including listed equities, mutual funds and ETFs, corporate and municipal debt, certificates of deposit and U.S. Treasury securities.

The firm uses a blend of analytical approaches — charting/technical analysis, fundamental and quantitative analysis, mutual fund/ETF evaluation and asset-allocation — and implements both long-term buy-and-hold positions and shorter-term trading when appropriate to client objectives. Its brochure explicitly discloses trading in Bitcoin ETFs and inverse ETFs and outlines the specific volatility, regulatory, liquidity and tracking risks associated with those products.

Noteworthy operational features include no stated account minimums and the discretion to handle certain accounts pro bono or without charging fees, while operating as a sole advisory professional managing roughly $93 million in client assets. Custody and billing practices include direct fee debiting and standing letters of authorization (SLOA) with the custodian, and the firm typically conducts trades through Charles Schwab’s institutional platform with formal block-trading and trade aggregation procedures.