Cascadia Investment Consultants

Cascadia Investment Consultants is a small, state‑registered, fee‑only advisory firm that provides discretionary investment management to individuals, high‑net‑worth clients, conservatorships, and private trusts and estates, and offers financial and investment planning on an hourly or fixed‑fee basis for non‑ongoing clients. The firm generally requires a $250,000 combined minimum for ongoing management and manages client assets through third‑party custodians.

Cascadia follows a top‑down, diversified investment approach that emphasizes low‑cost mutual funds, ETFs, and certificates of deposit, supplemented by individual stocks and bonds clients may bring, and it implements individualized written Investment Plans to align portfolios with client goals and tolerances. The adviser operates on a discretionary basis, trades infrequently to limit costs and tax effects, issues quarterly reports and periodic reviews, and generally avoids short sales, margin, and options except when they align with a client’s objectives.

A notable feature is that the firm’s principal is a CFA charterholder and the firm maintains a state insurance license—acquired to service clients who hold annuities—despite operating on a fee‑only, no‑commission basis and not selling insurance products. With roughly 17 clients and about $13.2 million in assets under management, the solo‑practitioner structure supports close, individualized oversight and the use of limited‑custody arrangements for fee deduction.