Carvalho Investment Group, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$5,330,000
Clients
15
0% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
15
LowAverage account size
$355,333
About
Carvalho Investment Group is a solo registered investment adviser managing approximately $6.2 million for about 15 clients, serving individual households, trusts, estates and tax‑qualified retirement plans. The firm provides tailored asset management, financial planning and consulting, and retirement‑plan advisory services; its stated account minimum is $100,000 (negotiable).
The firm delivers active, customized portfolio management guided by a written Investment Policy Statement and ongoing monitoring and rebalancing, using techniques such as modern portfolio theory, fundamental and technical analysis, cyclical analysis, charting and Monte Carlo simulation. It requires clients to use Interactive Brokers as the custodian for advisory accounts (Charles Schwab is used for retirement plans), and it can oversee assets held away through a third‑party vendor (Pontera).
Compared with many peers, Carvalho combines a small client base and modest AUM with ERISA fiduciary work — offering both non‑discretionary 3(21) and discretionary 3(38) retirement‑plan services, IPS development, participant education and benchmarking. The firm also documents vendor controls around artificial intelligence/machine‑learning tools and requires use of firm‑selected custodians, practices that may be atypical among similarly sized independent advisers.
Client services
Financial planning
Portfolio management
Occupation focus
Founder/Business Owner
Fee options
$0 - $1,000,000: 1% $1,000,001 - $3,000,000: 0.95% $3,000,001 - $5,000,000: 0.90% $5,000,000+: 0.85%
Financial planning: $200 per hour; Consulting: $150 per hour (may be negotiable)
Account minimum: $100,000 Fee-only: Financial planning fees: $200 per hour; Consulting fees: $150 per hour (negotiable)
Main office location
Carvalho Investment Group, LLC
111 Congress Avenue, Suite 500
Austin TX 78701, United States
Number of offices
1
Most active in
Carvalho Investment Group, LLC has reported serving >5 clients in these states in the last 12 months.
Texas
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
-
Insurance agent
They sell insurance products and may earn commissions on those sales.
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
-
Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
-
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
-
Real estate agent
They facilitate real estate transactions and may earn commissions.
-
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")