Carrington Financial Planning, LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$19,625,379
Clients
30
47% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
30
TypicalAverage account size
$654,179
About
Carrington provides investment advisory and retirement planning services to individual and high‑net‑worth clients, with a particular practice focus on U.S. foreign service personnel such as employees of USAID, the State Department, and Foreign Commercial Services. Services include customized investment management, thrift savings plan oversight, and remote financial planning delivered through virtual consultations.
The firm’s investment approach is primarily long‑term and portfolio‑driven, typically using diversified mutual funds and ETFs with occasional individual securities, and applying fundamental, technical and quantitative analysis to asset allocation and rebalancing. Carrington also recommends and oversees unaffiliated independent managers when appropriate, and its business model centers on active client involvement because most accounts are managed on a non‑discretionary basis—clients retain approval of transactions.
What is distinctive about the firm is the predominance of non‑discretionary assets (approximately $17.8M of $19.6M in reported AUM), an uncommon structure for independent RIAs that places operational emphasis on client approvals and ongoing communication. The firm’s stated experience with foreign‑service benefits and thrift savings plans, combined with use of third‑party managers and selective fund families (including DFA), may affect implementation details and portability for clients who later change advisors.
Client services
Financial planning
Portfolio management
Selection of other advisers
Expertise
General retirement planning
Fee options
Financial planning services flat fee between $1,800 to $4,500
$0 - $500,000: 1.00% $500,000 - $1,500,000: 0.85% $1,500,000 - $2,500,000: 0.80% $2,500,000 - $3,500,000: 0.75% $3,500,000 - $5,000,000: 0.70% $5,000,000+: 0.60%
$350 per hour for financial planning services (limited situations)
Account minimum: $2,500 minimum annual fee Minimum fee: $2,500 per year minimum fee for investment management services (may be reduced or waived at advisor's discretion) Fee-only: Financial planning fees range from $1,800 to $4,500 (flat fee); hourly fee $350 per hour
Main office location
Carrington Financial Planning, LLC
Fletcher NC, United States
Number of offices
1
Most active in
Carrington Financial Planning, LLC has reported serving >5 clients in these states in the last 12 months.
California · District of Columbia · Florida · Louisiana · New York · North Carolina · Texas · Virginia
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is not active or affiliated with:
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Insurance agent
They sell insurance products and may earn commissions on those sales.
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
Quick links
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