Carr Financial Group

Leah Michalowski is a financial advisor at Carr Financial Group with one year of industry experience. She holds a Series 65 designation and has prior experience in various roles including positions at Leominster Credit Union and Stonehill College. Outside of her advisory work, Leah coaches junior volleyball in Marlborough, MA. Carr Financial Group advises individuals, trusts, estates, charitable organizations, corporations, and pension/profit-sharing plans, offering financial planning, wealth management, retirement plan consulting, and family office services. The firm employs a strategic asset allocation approach using diversified mutual funds and ETFs, supplemented by individual equities and other investments, with ongoing account monitoring.

Richard Carr is a CFP® and ChFC® with 35 years of industry experience, currently serving at Carr Financial Group since 2022. His prior roles include positions at Lucey Advisory Group and Private Advisor Group, LLC. Outside of advising, he is an adjunct instructor teaching basic financial concepts at the College of the Holy Cross and serves on nonprofit and social club boards. Carr Financial Group advises individuals, trusts, estates, charitable organizations, corporations, and pension/profit-sharing plans. The firm employs a strategic asset allocation approach primarily using diversified mutual funds and ETFs, supplemented by individual equities and other investments, and offers services including financial planning, wealth management, and family office support.

Andrea Lucey is a financial advisor at Carr Financial Group with 20 years of industry experience. She holds the CFP®, ChFC®, and Series 63 designations. Her prior experience includes roles at Lucey Advisory Group and LPL Financial LLC. Carr Financial Group advises individuals, trusts, estates, charitable organizations, corporations, and pension/profit-sharing plans, offering services such as financial planning, wealth management, retirement plan consulting, and family office services. The firm employs a strategic asset allocation approach using diversified mutual funds and ETFs, supplemented by individual equities, REITs, options, and selected independent managers.

Mark Distefano is a financial advisor at Carr Financial Group with one year of industry experience. He holds Series 63 and Series 65 licenses and previously worked at MML Investors Services, MassMutual Life Insurance Co, Strategic Retirement Partners, and LPL Financial. He is also involved as a licensed insurance producer in the sale of fixed life insurance products. Carr Financial Group advises individuals, trusts, estates, charitable organizations, corporations, and pension/profit-sharing plans, offering financial planning, wealth management, retirement plan consulting, and family office services. The firm employs a strategic asset allocation approach using diversified mutual funds and ETFs, supplemented by individual equities, REITs, options, or selected independent managers.

Spencer Lyons is a CFP® with five years of experience in the financial services industry, currently serving as an advisor at Carr Financial Group. His prior roles include positions at LPL Financial LLC, MassMutual Life Insurance Company, and Edelman Financial Engines. Carr Financial Group advises individuals, trusts, estates, charitable organizations, corporations, and pension/profit-sharing plans, offering financial planning, wealth management, retirement plan consulting, and family office services. The firm employs a strategic asset allocation approach primarily using diversified mutual funds and ETFs, supplemented by individual equities, REITs, options, or selected independent managers.

Christopher Carelli is a financial advisor with Carr Financial Group in Dennis, MA, holding Series 63 and Series 66 licenses and bringing 21 years of industry experience. He previously worked at Private Advisor Group, LLC and LPL Financial for nine years each. Carelli is also an independent agent with ASH Brokerage, where he periodically sells life insurance and fixed annuity products. Carr Financial Group advises individuals, trusts, estates, charitable organizations, corporations, and pension/profit-sharing plans. The firm employs a strategic asset allocation approach using diversified mutual funds and ETFs, with supplemental investments tailored for some clients, and offers a dedicated family office service alongside ongoing account monitoring.

Benjamin Cauley is a CFP® with 10 years of experience in the financial services industry. He is currently with Carr Financial Group and previously worked at Private Advisor Group, LLC and LPL Financial, LLC. In addition to his advisory role, he acts as an independent agent selling life insurance and fixed annuity products through unrelated insurance brokerages. Carr Financial Group serves individuals, trusts, estates, charitable organizations, corporations, and pension/profit-sharing plans, offering financial planning, wealth management, retirement plan consulting, and family office services. The firm uses a strategic asset allocation approach primarily through diversified mutual funds and ETFs, with ongoing account monitoring.