Carr Consulting P.A.

The firm provides portfolio management and financial planning services to individual investors and also accepts business, non-profit, and institutional clients; portfolio management may be offered on a discretionary or non‑discretionary basis and the firm sets a minimum asset threshold for managed accounts with discretionary waivers available for select non‑profits. Clients receive ongoing portfolio oversight and the firm begins client relationships with a complimentary initial consultation to gather financial goals and risk tolerance.

Investment decisions combine fundamental analysis (financial statements, earnings, management and competitive factors) with technical analysis (price and volume charting and screeners), and recommended investments include exchange‑listed stocks, mutual funds, ETFs, bonds and options; the adviser monitors managed accounts daily and uses Altruist Corp and Interactive Brokers LLC as custodial and trading platforms. The firm does not use margin or leveraged products, primarily seeks to maintain diversified portfolios, and typically manages accounts on a discretionary basis while allowing clients to impose investment restrictions.

What is distinctive for a firm of this size is that the principal is also licensed as a CPA and operates affiliated bookkeeping, tax preparation, and 1031 exchange businesses, creating an accounting and tax services integration that the brochure discloses as an affiliation. The firm’s advisers may also be licensed insurance agents who earn commissions on insurance sales (noted as a marginal portion of practice), and the adviser explicitly accepts business clients and institutional portfolio management engagements—an uncommon client mix for peers in its category.