Carolina Strategy, LLC

Carolina Strategy, LLC provides discretionary portfolio management, financial planning, and pension consulting services to individuals, high‑net‑worth clients, pension and profit‑sharing plans, and select charitable organizations. The firm maintains a concentrated client base (63 clients and roughly $119 million in assets under management) and documents each client’s goals and constraints in an Investment Policy Statement.

The firm’s investment approach blends cyclical and fundamental analysis with modern portfolio theory and employs long‑term and short‑term trading as well as covered‑call options alongside mutual funds, ETFs, equities and fixed‑income securities. Portfolios are generally managed on a discretionary basis with regular monitoring and quarterly reviews tied to each client’s risk tolerance and time horizon.

Distinctive aspects include an explicit pension consulting practice—offering written plan documents, investment option reviews, manager recommendations and ongoing monitoring—which is relatively uncommon for peers, and the firm’s acceptance of charitable organization clients. The firm requires clients to use designated custodians (Schwab Institutional or American Funds Distributors) and discloses that its principal is a licensed insurance agent, a relationship it manages through disclosure and internal policies.