Carolina Planning Group LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$24,719,328
Total clients
77
0% high-net worth
Total advisors
1
of 1 employees
Firm size
Independent
1 advisor
Average clients per advisor
77
Average account size
$321,030
About
Carolina Planning Group provides personalized financial planning and investment management to individuals, high‑net‑worth clients, and entities such as pension and profit‑sharing plans, trusts, estates, and charitable organizations. Services include comprehensive portfolio management, ongoing financial planning, and referrals to other professionals as requested by clients.
The firm employs a strategic asset allocation, core‑and‑satellite approach that emphasizes passive, multi‑factor investments and global diversification, and it primarily recommends Dimensional Fund Advisors (DFA) mutual funds for core exposure. Accounts may be managed on either a discretionary or non‑discretionary basis, with written investment policy statements and at least quarterly reviews to align portfolios with client objectives.
Notable aspects disclosed in the brochure are that the firm sponsors a wrap fee program that bundles management, transaction, and administrative costs into a single fee and that wrap accounts are typically managed more actively. The brochure also discloses that persons providing advice may be licensed insurance agents who can receive separate commission-based compensation for insurance sales, and it documents business‑continuity arrangements including a contingency agreement with another advisory firm.
Client services
Portfolio management
Expertise
Factor investing / smart beta
Passive / index investing
Fee options
0.65% of assets under management up to an annual fee of $15,000
Insurance commissions earned by persons licensed as insurance agents are separate and in addition to advisory fees
Minimum fee: Minimum annual fee is $500 and is negotiable Fee-only: Advisory fees only; no commissions on investment products; separate insurance commissions may apply if client purchases insurance products
Main office location
Carolina Planning Group LLC
Beaufort SC, United States
Number of offices
1
Most active in
Carolina Planning Group LLC has reported serving >5 clients in these states in the last 12 months.
South Carolina
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
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Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
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Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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