Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Total assets under management
$240,885,264
Total clients
473
10% high-net worth
Total advisors
4
of 7 employees
Firm size
Team
4-10 advisors or $500M+ in AUM
Average clients per advisor
118
Average account size
$509,271
Carolina Financial Advisors provides discretionary portfolio management and financial planning to individuals, trusts, estates, small employers’ plans and nonprofit organizations. The firm offers both traditional managed accounts and a Values Based Investing option that screens investments to align with traditional Christian values.
The firm’s stated investment objective is preservation of principal, with emphasis on quality securities, diversification, position limits and minimizing transactions. In practice CFA combines fundamental, technical and cyclical analysis, uses timing services and implements a range of strategies — including short‑term trading, short sales, option writing and leveraged/inverse fund exposures — which reflects a more active, market‑timing component than is typical for peer teams.
CFA has several business affiliations that distinguish it from many peers: it uses an SEC‑registered sub‑adviser for certain accounts, its advisory personnel maintain licensed insurance practices and the firm’s principals have ownership and provide accounting/management services to operating businesses. The brochure discloses these relationships and notes the firm’s use of referral and advisor networks and educational programming, and describes procedures intended to address the resulting conflicts of interest.
Fixed fee option available for financial planning services
$0 - $1,000,000: 1.00-2.5% $1,000,001 - $2,000,000: 0.85-2.5% $2,000,001 - $5,000,000: 0.65-2.5% $5,000,001 - $10,000,000: 0.50%-2% Above $10,000,000+: To be negotiated
Commissions received by some persons for sale of insurance products, but commissions are not primary compensation
Hourly fee billed at agreed upon rate for financial planning services
Fee-only: Hourly fee or fixed fee for financial planning services
Carolina Financial Advisors, Inc.
100 East Lake Dr., Suite 100
Greensboro NC 27403, United States
Number of offices
1
Colorado · Florida · North Carolina · South Carolina · Texas · Virginia
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
Is not active or affiliated with:
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
Bank
They're affiliated with a bank that may offer its own financial products and services.
Trust company
They provide trust and estate administration services, typically for separate fees.
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
Lawyer
They provide legal services, typically billed separately.
Real estate agent
They facilitate real estate transactions and may earn commissions.
Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
CFP®, Series 63
Greensboro, NC
Carolina Financial Advisors, Inc.
CFP®, Series 66
Greensboro, NC
Carolina Financial Advisors, Inc.
Series 66
Greensboro, NC
Carolina Financial Advisors, Inc.
CFP®, Series 63, Series 65
Greensboro, NC
Carolina Financial Advisors, Inc.
Not sure where to start?
We'll help you think it through – whether you ultimately need an advisor or not.
Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.
Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.
For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.
By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev
© 2026 Warmer Holdings Inc. ("Warmer")