Carmel Capital Partners, LLC

Chelsey Frate is a financial advisor at Carmel Capital Partners, LLC with nine years of industry experience. She holds a Series 66 designation and previously worked at UBS Financial Services and Citizens Bank. Carmel Capital Partners provides investment management and advisory services to individual and high-net-worth investors, pension plans, trusts, estates, and corporations. The firm emphasizes fundamental valuation focused on free cash flow and capital preservation, implementing strategies through customized portfolios and sub-advisory relationships, and also serves as a private fund sponsor and manager.

Ryan Ponsford is a financial advisor at Carmel Capital Partners, LLC with 21 years of industry experience. He holds Series 63 and Series 66 licenses and has previously worked at American Advisors Group, 303 Advisors, LLC, and Akili Capital. Outside of his advisory work, Ponsford is a licensed real estate broker in California, serves on the executive board of Main Street Philanthropy, and is the founder of Gateway for Good, a Benefit Corporation focused on corporate giving programs. He is also Principal of Strategic Mastery Inc., a strategic consulting firm serving closely held businesses and families. Carmel Capital Partners provides investment management and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, trusts, estates, and corporations. The firm emphasizes fundamental valuation focused on free cash flow and capital preservation, utilizing customized portfolios, model portfolios, and allocations to mutual funds and ETFs, and acts as a private fund sponsor and manager for multiple private investment vehicles.

John Sedberry is a financial advisor with Carmel Capital Partners, LLC, based in San Diego, CA. He holds Series 63 and Series 65 licenses and has 24 years of industry experience. Prior to joining Carmel Capital Partners and Superior Planning, LLC in 2024, he worked at Raymond James for nine years. Outside of his advisory roles, he has a non-passive ownership interest in Karl Strauss. Carmel Capital Partners provides investment management and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, trusts, estates, and corporations. The firm emphasizes fundamental valuation with a focus on free cash flow and capital preservation, utilizing customized portfolios, model portfolios, and allocations to mutual funds and ETFs, and also acts as a private fund sponsor and manager.

John Wheeler is a financial advisor at Carmel Capital Partners, LLC with 11 years of industry experience. He holds a Series 66 designation and has held roles at firms including 303 Advisors, LLC and Strategic Mastery, LLC, where he is a principal of Akili Capital, a strategic consulting firm serving closely held businesses and families with extensive real estate holdings. Wheeler serves on the board of the National Network of Youth Ministries, a public charity supporting youth ministry efforts across the United States. Carmel Capital Partners provides investment management and advisory services to individual and high-net-worth investors, institutions, and pooled-vehicle investors. The firm emphasizes fundamental valuation focused on free cash flow and capital preservation, employing customized portfolios, sub-advisors, and derivative strategies, and is notable for its role as a private fund sponsor and manager.

Kevin Silverman is a CFA® charterholder with 19 years of experience in the financial industry. He is currently a member of the team at Carmel Capital Partners, LLC and also serves as owner of Madison Partners, L.C., a business involved in research, publishing, and content creation. In addition to his advisory roles, Silverman teaches investing and portfolio management at the University of Wisconsin-Milwaukee. Carmel Capital Partners provides investment management and advisory services to individual and institutional clients, including high-net-worth investors and pension plans. The firm emphasizes fundamental valuation focused on free cash flow and capital preservation, utilizing customized portfolios, model portfolios, and allocations to mutual funds and ETFs, and it serves as a private fund sponsor and manager for multiple investment vehicles.

Stephanie Cunningham is a financial advisor at Carmel Capital Partners, LLC with three years of industry experience. She holds a Series 65 designation and has previously worked at DM Brenner, Inc., Beta Wealth Group, and Trilogy Financial. Outside of her advisory role, she operates a notary public business. Carmel Capital Partners provides investment management and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, trusts, estates, and corporations. The firm emphasizes fundamental valuation focusing on free cash flow and capital preservation, utilizing customized portfolios and strategies that include derivatives and sub-advisory relationships.

Susan Ferrari is a financial advisor at Carmel Capital Partners, LLC with one year of industry experience. She holds a Series 65 designation and has worked previously at Superior Planning LLC and Superior Planning Inc. Prior to her advisory career, she spent ten years at Horizon Prep. Carmel Capital Partners provides investment management and advisory services to individual and high-net-worth investors, pension and profit-sharing plans, trusts, estates, and corporations. The firm emphasizes fundamental valuation focused on free cash flow and capital preservation, utilizing customized portfolios, model portfolios, and allocations to mutual funds and ETFs.