Carlisle Financial Management, LLC

The firm provides ongoing investment supervisory services to individual and high‑net‑worth clients, preparing a written Investment Policy Statement for each relationship and implementing portfolio management tailored to clients’ goals, time horizons, and risk tolerances. It charges asset‑based advisory fees and notes that custodial and transaction costs from third parties are separate from its advisory charges.

The firm’s investment process uses both fundamental and technical analysis and employs long‑ and short‑term trading along with options writing (including covered and uncovered options and spreading strategies) in addition to allocations to mutual funds, equities, bonds, ETFs, REITs, real estate, and private placements. It manages client assets directly on a discretionary basis and does not typically engage third‑party managers.

Distinctive operational features include a firm requirement that clients use the adviser’s recommended custodian rather than directing brokerage, quarterly account reviews performed by firm management, and a policy of not accepting proxy voting authority. The adviser oversees a relatively small number of client relationships while managing tens of millions in client assets, a combination that may yield more concentrated advisor attention but also highlights the importance of understanding the firm’s custodial and higher‑risk trading practices.