Cardinal Wealth Management
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$31,400,000
This total excludes 7 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
73
26% high-net worth
Advisors
1
of 1 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
73
Very HighAverage account size
$430,137
About
Cardinal Wealth Management, L.L.C. provides discretionary portfolio management, financial planning, and pension consulting for individuals (including high-net-worth clients), pension and profit-sharing plans, and charitable organizations. The firm’s brochure also notes services for corporate and insurance company clients and indicates it advises pension/401(k)-type plans and other institutional arrangements.
The firm documents client objectives in an Investment Policy Statement and typically seeks discretionary trading authority to implement asset allocation and security selection across mutual funds, equities, ETFs, fixed income, annuities, private placements and venture capital funds. Its stated methods include fundamental, cyclical, technical analysis and modern portfolio theory, and the firm may employ long-term and short-term trading, options, margin and short sales while delivering custodial account reporting on a regular basis.
Cardinal is unusual among independent advisers in disclosing affiliations with the insurance and legal professions and the firm’s ability to offer insurance products; its supervised persons are registered as insurance agents and broker-dealers, and the brochure describes the firm itself as an insurer in addition to advisory activities. The firm also highlights pension consulting and institutional portfolio management as core services and discloses related conflicts of interest and mitigation practices when offering commissionable insurance or broker-dealer products.
Client services
Financial planning
Portfolio management
Pension consulting
Expertise
Options & derivatives strategies
Annuities
Retirement plans for business owners (SEP, solo 401k)
Fee options
$2,000 to $10,000 for financial planning
$10,000 - $1,000,000: 1.50% $1,000,001 - $5,000,000: 0.99% $5,000,001 - $10,000,000: 0.70% $10,000,001+: 0.49%
$350 to $500 per hour
Account minimum: $10,000 for portfolio management; $1,000,000 for pension consulting (may be waived)
Main office location
Cardinal Wealth Management
9045 Strada Stell Ct, Suite 305
Naples FL 34110, United States
Number of offices
1
Most active in
Cardinal Wealth Management has reported serving >5 clients in these states in the last 12 months.
Florida
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Lawyer
They provide legal services, typically billed separately.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
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Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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