Cardinal Capital Management Inc

Updated today

Find your advisor

Client assets under management

$764,698,952

Clients

287

53% high-net worth

Advisors

of 4 employees

Firm type

Team

4-10 advisors or $500M+ in AUM

Clients per advisor

High

Average account size

$2,664,456

About

Cardinal Capital provides discretionary and non‑discretionary investment advisory services to individuals, high‑net‑worth clients, trusts, estates, charitable organizations, insurance companies and corporate entities, delivered on a fee‑only, percentage‑of‑assets basis. The firm manages roughly $1.03 billion in client assets and focuses on portfolio management rather than offering standalone financial planning or implementation services.

Investment decisions draw on quantitative, fundamental and cyclical analysis, and Cardinal implements portfolios primarily through individual equities, fixed‑income securities and exchange‑traded funds using long‑ and short‑term purchase strategies with ongoing monitoring and periodic rebalancing. The firm treats cash as an asset class, may maintain defensive cash or sweep arrangements as part of portfolio management, and generally recommends a custodial relationship with a major broker‑dealer while providing supplemental quarterly reporting and proxy‑voting services.

Compared with many team advisors, Cardinal’s scale is notable—its asset base implies AUM per advisor that is materially above most peers—and the firm discloses third‑party ratings and published performance results in its client materials and online. Other distinguishing features in the brochure include use of a proprietary quantitative model, explicit policies addressing cash sweep/yield dispersion, and a class‑action filing arrangement through Broadridge (which the provider may retain a portion of recoveries for).

Client services

Financial planning Portfolio management

Expertise

Wealth management Passive / index investing Active portfolio management

Fee options

Percentage

$0 - $2,000,000: 0.50% for Bonds $0 - $2,000,000: 1.00% for Domestic Large Cap Equity $0 - $2,000,000: 1.50% for Non-Domestic Equity and Small Cap $2,000,001 - $5,000,000: 0.40% for Bonds $2,000,001 - $5,000,000: 0.80% for Domestic Large Cap Equity $2,000,001 - $5,000,000: 1.20% for Non-Domestic Equity and Small Cap Over $5,000,000+: Negotiable for all asset types

Other

Account minimum: $500,000 Minimum fee: $2,500 annually Fee-only: Investment advisory fees based on AUM, no commissions received

Main office location

Cardinal Capital Management Inc

2626 Glenwood Avenue, Suite 380

Raleigh NC 27608, United States

Number of offices

Most active in

California · Florida · Georgia · New York · North Carolina · South Carolina · Texas · Virginia

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure Form ADV Part 3: Client Relationship

Quick links

Website 919-532-7500

Advisors at this firm

Glenn A

CFA®

Raleigh, NC

Cardinal Capital Management Inc

Glenn Andrews is a CFA® charterholder with 21 years of experience in the financial industry. He has been with Cardinal Capital Management Inc in Raleigh, NC since 2004. Cardinal Capital Management provides fee-only investment advisory services to individuals, trusts, estates, charitable organizations, insurance companies, and corporate entities. The firm employs a combination of quantitative, fundamental, and cyclical analysis across equities, fixed income, and ETFs, managing approximately $0.9 billion in client assets with a small advisory team.

Wealth management Passive / index investing Active portfolio management

Jonathan A

CFP®, Series 63, Series 65

Raleigh, NC

Cardinal Capital Management Inc

Jonathan Andrews is a CFP® with 15 years of industry experience, currently serving as an advisor at Cardinal Capital Management Inc since 2008. He holds Series 63 and Series 65 licenses and is based in Raleigh, NC. Cardinal Capital Management provides discretionary and non-discretionary, fee-only investment advisory services to individuals, trusts, estates, charitable organizations, insurance companies, and corporate entities. The firm employs quantitative, fundamental, and cyclical analysis across equities, fixed income, and ETFs, managing approximately $0.9 billion in client assets with a small advisory team.

Wealth management Passive / index investing Active portfolio management

Kathleen W

CFP®, Series 63, Series 65

Raleigh, NC

Cardinal Capital Management Inc

Kathleen Warren is a CFP® with 15 years of industry experience, currently serving at Cardinal Capital Management Inc since 2010. She holds Series 63 and Series 65 licenses and is based in Raleigh, NC. Cardinal Capital Management provides fee-only investment advisory services to individuals, trusts, estates, charitable organizations, insurance companies, and corporate entities. The firm employs quantitative, fundamental, and cyclical analysis across equities, fixed income, and ETFs, managing approximately $0.9 billion in client assets with a small advisory team.

Wealth management Passive / index investing Active portfolio management

Not sure where to start?

We'll help you think it through – whether you ultimately need an advisor or not.

Call (201) 292-4557

Warmer provides personalized recommendations and introductions to independent fiduciary advisors. We do not supervise advisors, manage or hold assets, guarantee performance, or provide advice about specific investments.

Each advisor listed on our site is an independent fiduciary responsible for their own advice. Warmer may receive fees from advisors for participation or referrals; these fees are paid by advisors and do not affect the fees clients pay for advisory services.

For advisor listings, we rely on sources including public filings and data provided by advisors, and we cannot guarantee that all information is current or accurate. Please review an advisor's Form ADV and do your own diligence before entering into an advisory relationship.

By using our service, you agree to Warmer's Terms of Service and Advisory Agreement and Privacy Policy. Logos provided by Logo.dev

Find the right match for you

Answer a few quick questions and we'll tailor results to your goals, so you can hire smarter.

Find your advisor

A smarter way to hire an advisor

Compare and choose confidently

Warmer combines best-in-class advisor data with guidance to help you clarify what you need, understand why an advisor may—or may not—fit, and move forward with confidence.

How Warmer works

Thoughtfully vetted, clearly explained

We review rigorously and transparently

Get to know your advisors' credentials, disciplinary history, specialization, client fit, and communication style. We're selective about who we recommend—and tell you why we think someone fits your situation.

Our methodology

Always free and always on your side

Free. Confidence that lasts

We help you book free consultations with your matches. You only pay an advisor if you decide to hire them. And our support doesn't end with an introduction—we're here to make sure the relationship works for you—and if not, to navigate next steps with clarity.

Our ongoing support