Carbon Collective Investing, llc

Carbon Collective Investing, LLC provides discretionary, online investment advisory services to individual investors (including IRAs and joint accounts), employer-sponsored 401(k) plans, and to pooled investment vehicles it sponsors. As of December 31, 2024, the firm managed about $232.6 million through its CCI Personal and CCI Employer wrap-fee programs and serves roughly 1,170 client accounts.

The firm’s investment approach is climate‑focused, seeking to divest exposure to companies dependent on fossil fuels and reallocate to companies identified as building climate solutions while maintaining broad diversification across the remainder of the market. Portfolios are implemented primarily through algorithm-based advice and automated rebalancing, using a mix of proprietary and third‑party ETFs, green bonds, and other fixed‑income instruments with in‑house portfolio management oversight.

Carbon Collective is distinctive among similar advisers in that it sponsors and serves as sub‑advisor to its own pooled investment vehicles (the Carbon Collective Climate Solutions U.S. Equity ETF and a short‑duration green bond fund) and operates wrap‑fee programs for both retail and employer 401(k) clients, with fee discounts when its Funds are used to avoid double charging. The firm also discloses the use of paid client testimonials, maintains referral and a compensated “Green 401(k) Scouts” program, and supports a comparatively high number of client accounts per advisor for a firm of its size.