Capstonewealth

CapstoneWealth provides investment management primarily to individual clients, delivering portfolio management and related advisory services through a third‑party strategist platform (Orion Portfolio Solutions). The firm documents client goals and works with clients to select institutional strategist models that guide portfolio allocations and trading.

The firm operates primarily on a non‑discretionary basis: it actively monitors accounts and makes buy/sell recommendations, but clients retain final authority to accept or reject trades; the firm retains limited discretion only to establish or terminate relationships with the selected strategists. Execution, reporting, and administrative functions are handled through the OPS platform, and model portfolios are rebalanced as needed.

Noteworthy aspects disclosed in the brochure include the firm’s affiliation with insurance sales — the owner is a licensed insurance agent who may receive commissions for insurance products, a potential conflict the firm says it seeks to mitigate — and its reliance on third‑party strategist models rather than in‑house discretionary management, a practice that is less common among supported firms. The brochure also states a $500,000 account minimum (which may be waived), indicating a client onboarding threshold combined with the non‑discretionary, strategist‑driven operating model.