Capstone Wealth Advisors, Inc.

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Client assets under management

$99,838,889

Clients

35% high-net worth

Advisors

of 4 employees

Firm type

Supported

1-3 advisors or $200M+ in AUM

Clients per advisor

Very Low

Average account size

$1,029,267

About

Capstone Wealth Advisors serves individuals and families as well as plan sponsors and privately owned businesses, offering financial planning, wealth advisory, discretionary portfolio management, tax-reduction planning, estate organization, and consulting for employee retirement plans. The firm also provides business advisory services tailored to privately held companies, including practice valuations, buy–sell and business continuation planning, and integration of business and personal financial planning.

The firm’s advice process emphasizes a review of prior-year tax returns, cash flow, net worth and client risk tolerance to build asset allocations and recommendations aligned with life and wealth goals. Investment implementation typically uses mutual funds, ETFs, separately managed accounts and third‑party model programs (including SEI‑based models), with periodic performance and tax‑summary reporting and the option for clients to restrict certain securities in separately managed portfolios.

Distinctive features include the combination of traditional wealth management with targeted business advisory work for medical practices and other private businesses, and the firm’s regular use of outside platform and manager programs rather than proprietary product sales. The firm discloses referral arrangements that include direct compensation to solicitors, occasionally serves as trustee on accounts due to family relationships, and states it does not receive commissions for recommended investments.

Client services

Financial planning Portfolio management Pension consulting Selection of other advisers

Expertise

Wealth management Tax strategies for small businesses Business exit / sale strategy Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting

Occupation focus

Founder/Business Owner Doctor or Medical Professional

Fee options

Fixed

Financial planning project fees are negotiable and charged as a retainer plus balance upon delivery; specific amounts vary by scope.

Percentage

$0 - $500,000: 1.25% annually $500,001 - $1,250,000: 1.00% annually $1,250,001 - $2,000,000: 0.75% annually $2,000,001 - $5,000,000: 0.50% annually $5,000,001 - $10,000,000: 0.25% annually $10,000,001+: Negotiable

Project-based

$250 per hour for financial planning and business advisory services

Other

Account minimum: $250,000 Minimum fee: $2,500 annual minimum fee for discretionary asset allocation services Fee-only: Yes, fees charged are fee-only; no commissions are received.

Main office location

Capstone Wealth Advisors, Inc.

5875 Castle Creek Parkway, Suite 290

Indianpolis IN 46250, United States

Number of offices

Most active in

Indiana

Disclosures

Business activities & affiliations

Is not active or affiliated with:

Insurance agent

They sell insurance products and may earn commissions on those sales.

Broker-dealer / trader

They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.

Bank

They're affiliated with a bank that may offer its own financial products and services.

Trust company

They provide trust and estate administration services, typically for separate fees.

Fund sponsor

They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.

Accountant / CPA / tax prep

They offer tax and accounting services, typically for separate fees.

Lawyer

They provide legal services, typically billed separately.

Real estate agent

They facilitate real estate transactions and may earn commissions.

Other specialized services

They may provide services such as pension consulting or municipal advisory work, typically for separate fees.

Forms ADV

Form ADV Part 2: Client Brochure

Quick links

Website 317-577-8233

Advisors at this firm

Jacob R

CFP®, Series 66

Indianpolis, IN

Capstone Wealth Advisors, Inc.

Jacob Rich is a CFP® with eight years of industry experience, currently serving as a financial advisor at Capstone Wealth Advisors, Inc. in Indianapolis, Indiana. Prior to joining Capstone in 2020, he worked at Bank of America and Merrill Lynch from 2017 to 2020, and at ADP from 2014 to 2017. Outside of his advisory role, he volunteers as an assistant cross country and track and field coach at Brebeuf Jesuit Preparatory School. Capstone Wealth Advisors is a privately owned firm that serves individuals, high-net-worth clients, and sponsored retirement plans. The firm combines personal financial planning and discretionary portfolio management with retirement-plan consulting and business advisory services, using a process that includes tax and cash flow reviews and utilizes mutual funds, ETFs, and separately managed accounts.

Wealth management Tax strategies for small businesses Business exit / sale strategy Retirement plans for business owners (SEP, solo 401k) Cash flow / budgeting Founder/Business Owner Doctor or Medical Professional

Ronald R

Series 63, Series 65

Indianapolis, IN

Capstone Wealth Advisors, Inc.

Ronald Rich is a financial advisor at Capstone Wealth Advisors, Inc. in Indianapolis, IN, with 23 years of industry experience. He holds Series 63 and Series 65 designations and has been with Capstone Wealth Advisors since 2002. Capstone Wealth Advisors is a privately owned firm serving individuals, families, high-net-worth clients, and sponsored retirement plans. The firm combines financial planning and discretionary portfolio management with retirement-plan consulting and business advisory services, employing a process that integrates tax, cash flow, and risk tolerance analysis to guide asset allocation.

Thomas S

CFP®

Indianpolis, IN

Capstone Wealth Advisors, Inc.

Thomas Steinmetz is a CFP® professional with 18 years of industry experience, currently serving at Capstone Wealth Advisors, Inc. in Indianapolis, IN, where he has worked since 2007. He is part of a four-advisor team at the firm. Capstone Wealth Advisors is a privately owned advisory firm serving individuals, families, high-net-worth clients, and sponsored retirement plans. The firm combines personal financial planning and discretionary portfolio management with retirement-plan consulting and business advisory services, utilizing a process that includes tax and cash flow analysis to guide asset allocation across mutual funds, ETFs, and separately managed accounts.

Teresa B

Series 65

Indianpolis, IN

Capstone Wealth Advisors, Inc.

Teresa Barthuly is a financial advisor at Capstone Wealth Advisors, Inc. in Indianapolis, IN, holding a Series 65 designation with four years of industry experience. She has been with Capstone Wealth Advisors since 2021. Capstone Wealth Advisors is a privately owned firm serving individuals, families, high-net-worth clients, and sponsored retirement plans. The firm offers personal financial planning, discretionary portfolio management, retirement-plan consulting, and business advisory services, utilizing a process that reviews tax returns, cash flow, net worth, and risk tolerance to recommend diversified asset allocations.

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