Caprock Wealth Management

CapRock Wealth Management provides wealth management, financial planning, and retirement plan consulting and management to individuals, pension and profit-sharing plans, charitable organizations, and corporate clients. Services include discretionary portfolio management across stocks, bonds, mutual funds, ETFs, written financial plans, and ongoing plan sponsor guidance under ERISA.

The firm’s investment approach emphasizes asset allocation informed by fundamental analysis and modern portfolio theory, combining passive and active strategies tailored to client goals, risk tolerance, and any client‑imposed restrictions. It also uses outside managers and subscribes to model portfolios through a model marketplace, and may engage a sub‑adviser to implement specialized strategies for portions of client accounts.

Distinctive aspects include an affiliation with a banking institution—the firm’s principal holds an investment‑related role at a regional bank—which is uncommon among peers, and the firm operates on a fee‑only basis without accepting commissions. The adviser is a recently formed, small advisory team managing a multi‑million dollar asset base and offers ERISA fiduciary retirement plan management alongside access to a sub‑adviser that can execute synthetic strategies, a combination that sets it apart from many similarly sized supported firms.