Capital Trust and Associates LLC
Updated today
Data sourced from SEC public records (and other sources when available). Refreshed weekly • Updated today.
Client assets under management
$13,208,612
This total excludes 10 entity clients. Entities are clients such as corporations, partnerships, or trusts.
Clients
91
2% high-net worth
Advisors
1
of 2 employees
Firm type
Independent
1 advisor
Fewer clients per advisor generally means more personalized, proactive service. Higher ratios may reflect streamlined models or lower minimums.
Clients per advisor
91
Very HighAverage account size
$145,150
About
The firm provides investment management, wealth management and financial planning to individuals — including high‑net‑worth clients — as well as pension and corporate clients. It generally manages accounts on a discretionary basis and documents client goals and risk tolerance in a written Investment Policy Statement; the firm’s stated account minimum is $250,000, which may be waived in certain cases.
The firm’s investment process blends fundamental analysis with technical, cyclical and charting techniques and typically constructs portfolios from equities, ETFs, mutual funds, fixed‑income securities, REITs, annuities and third‑party money managers. It frequently uses SEI’s asset allocation models and custodial platform (with optional quarterly rebalancing) and may recommend independent managers and Morningstar investment services as part of portfolio implementation.
A distinctive feature is that the firm’s principal is a licensed insurance agent and may offer commissionable insurance products in addition to advisory services; the brochure discloses this separate compensation arrangement and its potential conflict of interest. The firm is a small, single‑advisor practice managing a modest asset base for roughly 90 clients, does not accept custody of client assets, and generally leaves proxy voting to clients.
Client services
Financial planning
Portfolio management
Expertise
Wealth management
Annuities
Fee options
Financial planning fixed fees depending on complexity; initial deposit $500; typical range $1,000-$15,000.
$0 - $1,000,000: Up to 1.1% $1,000,001 - $3,000,000: Up to 1.0% $3,000,001+: Discounted
Insurance services under a separate commission arrangement; insurance products pay a commission.
$250 per hour for financial planning and consulting.
Account minimum: $250,000 (may be waived) Fee-only: Fee only financial planning, wealth management and investment management services.
Main office location
Capital Trust and Associates LLC
Woodbridge CT, United States
Number of offices
1
Most active in
Capital Trust and Associates LLC has reported serving >5 clients in these states in the last 12 months.
Connecticut
Disclosures
Firm disclosures are reported in Form ADV Part 1A, Item 11. They include criminal charges, regulatory actions, civil proceedings, and professional disciplinary events involving the firm or its advisory affiliates.
Exclamation point means they have disclosures of this type. Check mark means no disclosures of this type were found.
Business activities & affiliations
These affiliations may expand the services this firm offers and, in some cases, how they are compensated.
Is active or affiliated with:
Insurance agent
They sell insurance products and may earn commissions on those sales.
Is not active or affiliated with:
-
Broker-dealer / trader
They provide brokerage services and may earn transaction-based compensation in addition to advisory fees.
-
Bank
They're affiliated with a bank that may offer its own financial products and services.
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Trust company
They provide trust and estate administration services, typically for separate fees.
-
Fund sponsor
They manage or sponsor investment funds and may earn management or performance-based fees if clients invest in them.
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Accountant / CPA / tax prep
They offer tax and accounting services, typically for separate fees.
-
Lawyer
They provide legal services, typically billed separately.
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Real estate agent
They facilitate real estate transactions and may earn commissions.
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Other specialized services
They may provide services such as pension consulting or municipal advisory work, typically for separate fees.
Forms ADV
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