Capital Investors Advisory Corporation

Capital Investors Advisory Corporation provides non-discretionary portfolio management and pension consulting for a mix of account types including individual clients, defined benefit and contribution plans, corporations, and charitable organizations. The firm also recommends third‑party money managers and participates in the SEI Asset Allocation Program, and it offers client education and plan participant seminars as part of its services.

The firm’s investment advice is delivered on a non‑discretionary basis using model portfolios developed by the firm, SEI, or unaffiliated managers, with allocations chosen according to each client’s risk tolerance, time horizon, and objectives. Its stated methods include fundamental analysis, modern portfolio theory, and long‑term purchase strategies, and it monitors recommended third‑party managers to ensure continued alignment with client goals.

Noteworthy disclosures in the brochure include that advisory personnel are separately licensed insurance agents who may earn commission‑based compensation for insurance sales, a compensation practice the firm identifies as separate from its advisory fees and that can present a conflict of interest. The brochure also highlights a few atypical operational features for a firm of this size: it reports providing non‑continuous advisory services covering over $325 million in client assets, sometimes serving as trustee (with separate trustee fees), and routinely directing brokerage to SEI, which the firm says may affect execution costs and available brokerage choices.