Capital Investment Services of America Inc

Capital Investment Services of America provides discretionary portfolio management and related financial planning to individuals, trusts, estates, endowments, non‑profits, retirement plans and businesses. The firm operates as a fee‑only advisor that charges percentage‑of‑AUM management fees and makes financial planning available at no additional cost to its investment advisory clients.

Portfolios are managed on a client‑by‑client basis with each relationship assigned a portfolio manager and an advisor, and investments are implemented using individual stocks, bonds and ETFs. The firm emphasizes a research‑driven, team approach—bottoms‑up equity analysis focused on companies with predictable earnings growth and active, short‑to‑intermediate‑term fixed‑income management to address interest‑rate and credit risk.

Distinctive features include a nine‑advisor team overseeing just over $1.3 billion in client assets and serving roughly 900 client relationships, as well as a staff with multiple CFA and CFP professionals. Capital also discloses performance results in its materials — a practice that is relatively uncommon among similarly sized team firms.